# Onmo vs Algbra

The clearest difference is iOS requirement: Onmo at 12.0 against Algbra's 15.0. On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Onmo ships an update every 8 days, Algbra fortnightly. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Onmo | Algbra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (19 ratings)](https://appshunter.io/ios/app/algbra/id1610109395/reviews)** |
| Number of ratings | — | **19** |
| Positive reviews | **58.4% of reviews** | 55.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 39 MB | 134 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Onmo Limited](https://appshunter.io/developer/1709972738) | [Algbra FS UK Limited](https://appshunter.io/developer/1610109637) |

## What reviewers say

### Onmo

[App page](https://appshunter.io/ios/app/onmo-mobile-money/id1577185385)

Manage your finances with a new UK credit and debit account provider. Track spending, pay bills, freeze your card, and view all your accounts in one intuitive dashboard. Make smarter financial decisions and get more out of life.

**Highlights:** Track spending, Pay bills, Freeze card, View all accounts, Set up payments, Intuitive dashboard

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Quick and easy application process
- 💡 Innovative approach to banking
- 🔒 Secure app with passcode and biometric options

**What reviewers complain about**

- 🐛 App crashes and freezes
- ⚠️ Unreliable card functionality (declined transactions)
- 🔍 Lack of customer support responsiveness
- 💳 Issues with payments and account access

**Reported bugs**

- Login issues (wrong passcode, black screen)
- Forgot password link not working
- Compatibility problems with newer iOS versions

**Requested features**

- Online portal for account management
- Virtual card option for immediate use
- Improved customer support channels


### Algbra

[App page](https://appshunter.io/ios/app/algbra/id1610109395)

Manage your money ethically with a platform that prioritizes people and the planet. Open an account, save with competitive returns, and support causes you care about, all while tracking your environmental impact.

**Highlights:** Ethical savings with competitive returns, Multi-currency accounts and transfers, Borderless UK accounts, Donate to charities directly, Track and offset carbon footprint, Contactless and virtual debit cards

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clean and straightforward UI
- 🚀 Speedy ecosystem
- 🔒 Safe and essential banking
- 👍 Easy to use
- ✨ Ethical and sustainable values

**What reviewers complain about**

- 😞 No response after applying
- ⚠️ Account blocked for no reason
- 🆘 Unable to spend/send
- 🚫 Not for NI residents
- 😥 Withholding funds

**Reported bugs**

- App keeps telling to update even after update
- Account frozen and restricted
- Account blocked randomly
- App crashing non-stop
- Balance not showing

**Requested features**

- Ability to delete bank contacts
- Apple Pay
- Debit card top ups
- Subscription plan for cashback/credit score
- Interest on balances


## Frequently asked questions

### Is Onmo free?

Onmo is free to download, with no in-app purchases.

### Is Algbra free?

Algbra is free to download, with no in-app purchases.

### Do Onmo or Algbra have ads?

Neither Onmo nor Algbra shows ads.

### Which is updated more often, Onmo or Algbra?

Onmo ships an update every 8 days, and Algbra fortnightly. Most recently, Onmo was updated on October 24, 2026 and Algbra on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*