# IPU vs SeaPay

The clearest difference is ads: IPU at none against SeaPay's shown. IPU also leads on update cadence (every 3 weeks vs every 2 months). SeaPay's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IPU ships an update every 3 weeks, SeaPay every 2 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | IPU | SeaPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | — |
| Size | 58 MB | 51 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [International Payment Union, UAB](https://appshunter.io/developer/1482122333) | [Nave Magna Ltd.](https://appshunter.io/developer/1476972491) |

## What reviewers say

### IPU

[App page](https://appshunter.io/ios/app/ipu-global/id1577301705)

Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.

**Highlights:** Send and receive money worldwide, Unique IBAN for direct payments, Multi-currency management, Real-time FX rates, Global payout tools, Cross-continental commerce support

**In-app purchases:** none


### SeaPay

[App page](https://appshunter.io/ios/app/seapay/id1625260546)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IPU free?

IPU is free to download, with no in-app purchases.

### Is SeaPay free?

SeaPay is free to download, with no in-app purchases.

### Do IPU or SeaPay have ads?

SeaPay shows ads; IPU does not.

### Which is updated more often, IPU or SeaPay?

IPU ships an update every 3 weeks, and SeaPay every 2 months. Most recently, IPU was updated on November 3, 2026 and SeaPay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*