# IPU vs Banpay

IPU and Banpay are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IPU ships an update every 3 weeks, Banpay fortnightly. The most recent releases landed on September 10, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | IPU | Banpay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 58 MB | 78 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [International Payment Union, UAB](https://appshunter.io/developer/1482122333) | [BanPAY(CA) Ltd](https://appshunter.io/developer/1711447058) |

## What reviewers say

### IPU

[App page](https://appshunter.io/ios/app/ipu-global/id1577301705)

Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.

**Highlights:** Send and receive money worldwide, Unique IBAN for direct payments, Multi-currency management, Real-time FX rates, Global payout tools, Cross-continental commerce support

**In-app purchases:** none


### Banpay

[App page](https://appshunter.io/ios/app/banpay/id6469056259)

Manage corporate or individual multi-currency accounts with ease. Track balances, download statements, and execute secure payments. Features include debit requests, PAD agreements, and mobile token transaction security.

**Highlights:** Multi-currency account access, Real-time balance tracking, Statement download, Debit requests, PAD Agreement signing, Mobile token security, Cross-currency payments

**In-app purchases:** none


## Frequently asked questions

### Is IPU free?

IPU is free to download, with no in-app purchases.

### Is Banpay free?

Banpay is free to download, with no in-app purchases.

### Do IPU or Banpay have ads?

Neither IPU nor Banpay shows ads.

### Which is updated more often, IPU or Banpay?

IPU ships an update every 3 weeks, and Banpay fortnightly. Most recently, IPU was updated on September 10, 2026 and Banpay on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*