# IPU vs Bedford Pay

The clearest difference is update cadence: IPU at every 3 weeks against Bedford Pay's every 4 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IPU ships an update every 3 weeks, Bedford Pay every 4 months. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | IPU | Bedford Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/bedford-pay/id6473720988/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 58 MB | 18 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [International Payment Union, UAB](https://appshunter.io/developer/1482122333) | [Bedford Pay LTD](https://appshunter.io/developer/1719582533) |

## What reviewers say

### IPU

[App page](https://appshunter.io/ios/app/ipu-global/id1577301705)

Facilitates seamless cross-border financial transactions between Europe and Asia. Offers tools for international money transfers, multi-currency management, and global payment solutions.

**Highlights:** Send and receive money worldwide, Unique IBAN for direct payments, Multi-currency management, Real-time FX rates, Global payout tools, Cross-continental commerce support

**In-app purchases:** none


### Bedford Pay

[App page](https://appshunter.io/ios/app/bedford-pay/id6473720988)

Manage your money on the go with a modern online payment system. Securely receive EUR and GBP payments with a unique IBAN, and convert funds to various currencies. Supports SEPA, SWIFT, and BACS payment schemes.

**Highlights:** Customizable payment system, Secure money management, Receive EUR and GBP payments, Unique IBAN number, Currency conversion, Supports SEPA, SWIFT, BACS

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IPU free?

IPU is free to download, with no in-app purchases.

### Is Bedford Pay free?

Bedford Pay is free to download, with no in-app purchases.

### Do IPU or Bedford Pay have ads?

Neither IPU nor Bedford Pay shows ads.

### Which is updated more often, IPU or Bedford Pay?

IPU ships an update every 3 weeks, and Bedford Pay every 4 months. Most recently, IPU was updated on October 14, 2026 and Bedford Pay on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*