# Narfar Pay vs PayByPocket

The clearest difference is update cadence: Narfar Pay at every 2 days against PayByPocket's every 5 weeks. Narfar Pay also leads on iOS requirement (11.0 vs 15.1). PayByPocket's advantage is ratings volume (33 vs 4). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Narfar Pay against 4.9 for PayByPocket. That said, the two scores are not equally well evidenced: PayByPocket has 33 ratings behind it against 4, so its average is the more settled of the two.

Narfar Pay ships an update every 2 days, PayByPocket every 5 weeks. The most recent releases landed on October 17, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Narfar Pay | PayByPocket |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (4 ratings)](https://appshunter.io/ios/app/narfar-pay/id1577437543/reviews)** | [4.9 (33 ratings)](https://appshunter.io/ios/app/paybypocket/id6444778240/reviews) |
| Number of ratings | 4 | **33** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 26 MB | 50 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Narfar Inc.](https://appshunter.io/developer/1577437545) | [Finaccept LLC](https://appshunter.io/developer/1656796168) |

## What reviewers say

### Narfar Pay

[App page](https://appshunter.io/ios/app/narfar-pay/id1577437543)

Instantly pay merchants by scanning their QR code with your saved credit or debit cards. Enjoy secure, fast transactions without carrying physical cards. Earn cashback on every purchase to use on future payments or redeem in the Rewards Shop.

**Highlights:** Scan QR codes to pay, Instant credit/debit card payments, Bank-level encryption security, Earn cashback rewards, Redeem rewards in shop, Fast transaction notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### PayByPocket

[App page](https://appshunter.io/ios/app/paybypocket/id6444778240)

Load funds via credit or debit card and make payments at participating locations or anywhere Discover is accepted. Use QR codes in-store or add your account to digital wallets for online and in-store purchases.

**Highlights:** Load funds with credit/debit cards, Pay at participating Pocket locations, Use wherever Discover is accepted, In-store QR code payments, Add to Apple Wallet/Google Pay, Online and in-store purchases

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Narfar Pay free?

Narfar Pay is free to download, with no in-app purchases.

### Is PayByPocket free?

PayByPocket is free to download, with no in-app purchases.

### Which has better reviews, Narfar Pay or PayByPocket?

Narfar Pay is rated higher. Narfar Pay averages 5.0 out of 5 from 4 ratings, while PayByPocket averages 4.9 from 33 ratings.

### Do Narfar Pay or PayByPocket have ads?

Neither Narfar Pay nor PayByPocket shows ads.

### Which is updated more often, Narfar Pay or PayByPocket?

Narfar Pay ships an update every 2 days, and PayByPocket every 5 weeks. Most recently, Narfar Pay was updated on October 17, 2026 and PayByPocket on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*