# Narfar Pay vs RTN Smart

The clearest difference is update cadence: Narfar Pay at every 2 days against RTN Smart's fortnightly. Narfar Pay also leads on iOS requirement (11.0 vs 13.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Narfar Pay against 5.0 for RTN Smart. Both are backed by a comparable volume of ratings — 4 and 6 respectively.

Narfar Pay ships an update every 2 days, RTN Smart fortnightly. The most recent releases landed on October 1, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Narfar Pay | RTN Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (4 ratings)](https://appshunter.io/ios/app/narfar-pay/id1577437543/reviews) | [5.0 (6 ratings)](https://appshunter.io/ios/app/rtn-smart/id6446290356/reviews) |
| Number of ratings | 4 | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 26 MB | 125 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Narfar Inc.](https://appshunter.io/developer/1577437545) | [RealTime Networking](https://appshunter.io/developer/1512638367) |

## What reviewers say

### Narfar Pay

[App page](https://appshunter.io/ios/app/narfar-pay/id1577437543)

Instantly pay merchants by scanning their QR code with your saved credit or debit cards. Enjoy secure, fast transactions without carrying physical cards. Earn cashback on every purchase to use on future payments or redeem in the Rewards Shop.

**Highlights:** Scan QR codes to pay, Instant credit/debit card payments, Bank-level encryption security, Earn cashback rewards, Redeem rewards in shop, Fast transaction notifications

**Features:** macOS Compatibility

**In-app purchases:** none


### RTN Smart

[App page](https://appshunter.io/ios/app/rtn-smart/id6446290356)

This app enables quick, secure, and cashless transactions using QR codes. It also offers digital ATM cash withdrawals and a loyalty program for earning rewards and exclusive discounts.

**Highlights:** QR code payments, Contactless transactions, Digital ATM cash withdrawals, Loyalty program, Earn reward points, Exclusive discounts, Send gift cards

**In-app purchases:** none


## Frequently asked questions

### Is Narfar Pay free?

Narfar Pay is free to download, with no in-app purchases.

### Is RTN Smart free?

RTN Smart is free to download, with no in-app purchases.

### Which has better reviews, Narfar Pay or RTN Smart?

Narfar Pay and RTN Smart are both rated 5.0 out of 5 on the App Store, from 4 and 6 ratings respectively.

### Do Narfar Pay or RTN Smart have ads?

Neither Narfar Pay nor RTN Smart shows ads.

### Which is updated more often, Narfar Pay or RTN Smart?

Narfar Pay ships an update every 2 days, and RTN Smart fortnightly. Most recently, Narfar Pay was updated on October 1, 2026 and RTN Smart on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*