# OneJN vs GK One

The clearest difference is review sentiment: GK One at 75% against OneJN's 21%. GK One also leads on rating (4.8 vs 4.4) and ratings volume (1.6K vs 222). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GK One holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: GK One has 1.6K ratings behind it against 222, so its average is the more settled of the two. Written reviews point the same way: 21% of OneJN's written reviews are positive against 75% of GK One's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | OneJN | GK One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (222 ratings)](https://appshunter.io/ios/app/onejn/id1577602772/reviews) | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/gk-one/id1593938821/reviews)** |
| Number of ratings | 222 | **1.6K** |
| Positive reviews | 20.7% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 136 MB | 156 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JN Bank UK](https://appshunter.io/developer/1502601083) | [GraceKennedy Financial Group Limited](https://appshunter.io/developer/1542146314) |

## What reviewers say

### OneJN

[App page](https://appshunter.io/ios/app/onejn/id1577602772)

Streamline your financial interactions across multiple JN companies with a single digital identity. This app simplifies onboarding, account management, and transactions, offering a secure and convenient way to access banking, insurance, and investment services.

**Highlights:** Unified digital identity for JN companies, Simplified onboarding and KYC updates, Access to banking, insurance, and investments, Apply for unsecured loans, Earn loyalty rewards, Secure data encryption, Financial well-being tips

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### GK One

[App page](https://appshunter.io/ios/app/gk-one/id1593938821)

This app facilitates money transfers, bill payments, and online shopping. It also allows users to apply for credit cards and insurance, manage prepaid cards, and donate to charities. Earn rewards by referring friends and track all your transactions in one place.

**Highlights:** Send and receive money transfers, Pay bills to over 100 billers, Apply for credit cards and insurance, Shop online with a prepaid VISA card, Refer friends to earn rewards, Donate to charities, Manage account and view transaction history

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 Hassle-free experience
- 👍 Straightforward process
- 👍 Convenient and efficient
- 👍 Saves time and no more long lines

**What reviewers complain about**

- 🐛 Glitches and issues with app functionality
- 🐛 Inaccurate transaction tracking
- 🐛 Login issues requiring repeated sign-in
- 🐛 Issues with receiving money and updating information

**Reported bugs**

- Transferred money disappearing
- App not working for a period of time

**Requested features**

- Face ID login for faster access
- Increase transaction limits
- Add dark mode option
- Improve contact information editing


## Frequently asked questions

### Is OneJN free?

OneJN is free to download, with no in-app purchases.

### Is GK One free?

GK One is free to download, with no in-app purchases.

### Which has better reviews, OneJN or GK One?

GK One is rated higher. OneJN averages 4.4 out of 5 from 222 ratings, while GK One averages 4.8 from 1.6K ratings.

### Do OneJN or GK One have ads?

Neither OneJN nor GK One shows ads.

### Which is updated more often, OneJN or GK One?

OneJN ships an update every 2 months, and GK One every 2 months. Most recently, OneJN was updated on September 21, 2026 and GK One on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*