# Daffy vs Basic Capital

The clearest difference is monetization model: Basic Capital at free against Daffy's free with in-app purchases. Basic Capital also leads on review sentiment (100% vs 91%). Daffy's advantage is ratings volume (548 vs 14). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Daffy against 5.0 for Basic Capital. That said, the two scores are not equally well evidenced: Daffy has 548 ratings behind it against 14, so its average is the more settled of the two. Written reviews are what separate them: 91% of Daffy's written reviews are positive against 100% of Basic Capital's.

Daffy ships an update every 6 days, Basic Capital weekly. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Daffy | Basic Capital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (548 ratings)](https://appshunter.io/ios/app/daffy-save-invest-give/id1578035540/reviews) | **[5.0 (14 ratings)](https://appshunter.io/ios/app/basic-capital/id6483539070/reviews)** |
| Number of ratings | **548** | 14 |
| Positive reviews | 90.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Weekly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 94 MB | 96 MB |
| Requires iOS | 17.6 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Daffy Charitable Fund](https://appshunter.io/developer/1578035542) | [Basic Capital Group, Inc](https://appshunter.io/developer/1740193699) |

## What reviewers say

### Daffy

[App page](https://appshunter.io/ios/app/daffy-save-invest-give/id1578035540)

This app simplifies charitable giving by allowing users to set aside funds, invest them tax-free for growth, and donate to any U.S. charity. It consolidates donation receipts for easy tax tracking and supports various asset types for contributions.

**Highlights:** Set aside funds for charity, Invest funds tax-free, Donate to any U.S. charity, Track donation receipts, Contribute with cash, stock, crypto, Recurring contributions

**Features:** Apple Wallet, iMessage stickers, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to fund and use
- 👍 Simple to contribute from brokerage
- 👍 Amazing and a blessing
- 👍 Incredible app with excellent functionality
- 👍 Makes giving easy

**What reviewers complain about**

- 💡 Wish for view into overall portfolio performance
- 💡 Unable to change investment aggressiveness after setup
- 💡 Clarity needed on how it works and usage
- 💡 Desire for option to add money, let it grow, then donate for better tax offset
- 💡 Desire for ability to transfer stock directly within Daffy (from robo-advisor)

**Requested features**

- View into overall performance of personal portfolio
- Option to add money, let it grow, then donate for better tax offset
- Ability to transfer stock directly within Daffy from robo-advisor
- Allow use in the UK for UK charities


### Basic Capital

[App page](https://appshunter.io/ios/app/basic-capital/id6483539070)

This app provides tools to increase your investment capital for retirement planning. It allows for IRA contributions with financing options, investment in diversified ETFs, and recurring contributions. Connect directly from your paycheck for seamless investing.

**Highlights:** Backdoor Roth IRA conversion, 5x investing power with financing, Invest in diversified ETFs, Recurring contributions, Direct paycheck contributions

**In-app purchases:** none


## Frequently asked questions

### Is Daffy free?

Daffy is free to download, with no in-app purchases.

### Is Basic Capital free?

Basic Capital is free to download, with no in-app purchases.

### Which has better reviews, Daffy or Basic Capital?

Basic Capital is rated higher. Daffy averages 4.9 out of 5 from 548 ratings, while Basic Capital averages 5.0 from 14 ratings.

### Do Daffy or Basic Capital have ads?

Neither Daffy nor Basic Capital shows ads.

### Which is updated more often, Daffy or Basic Capital?

Daffy ships an update every 6 days, and Basic Capital weekly. Most recently, Daffy was updated on October 27, 2026 and Basic Capital on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*