# Avant vs Five Lakes

Avant and Five Lakes both sit at 4.8 stars, but that hides the real split: 93% of Five Lakes's written reviews are positive against 35% of Avant's. Five Lakes also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (15.1 vs 17.0). Avant's advantage is ratings volume (124K vs 4.8K) and chart position (#200 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Avant against 4.9 for Five Lakes. That said, the two scores are not equally well evidenced: Avant has 124K ratings behind it against 4.8K, so its average is the more settled of the two. Written reviews are what separate them: 35% of Avant's written reviews are positive against 93% of Five Lakes's.

Avant ships an update every 3 weeks, Five Lakes weekly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Avant | Five Lakes |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (124K ratings)](https://appshunter.io/ios/app/avant/id1578316983/reviews) | **[4.9 (4.8K ratings)](https://appshunter.io/ios/app/five-lakes/id1635378642/reviews)** |
| Number of ratings | **124K** | 4.8K |
| Positive reviews | 35.0% of reviews | **92.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Best chart rank | **#200** | — |
| Size | 74 MB | 75 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Avant, LLC (US)](https://appshunter.io/developer/956960182) | [Sergio Rabiela](https://appshunter.io/developer/1634262833) |

## What reviewers say

### Avant

[App page](https://appshunter.io/ios/app/avant/id1578316983)

**Currently charting:** #200 Top Free · Finance (US App Store)

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

**Highlights:** Schedule or cancel payments, View transaction history, Add or remove payment methods, Enroll in autopay, See upcoming payments, Access customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Quick payments
- 💡 Helpful for rebuilding credit
- 🚀 Expeditious credit increases
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Frequent declines and account issues
- 🔒 Security concerns and account freezes
- 💰 High fees and interest rates
- 🕰️ Slow payment processing and balance updates
- 👎 Poor customer service and communication

**Reported bugs**

- App crashes and login issues
- Inaccurate account balances and transaction history
- Unexpected account closures and cancellations

**Requested features**

- Add Apple Pay/Google Pay support
- Improve app usability and navigation
- Provide more transparency on account information
- Streamline address/information update process
- Offer more flexible payment options


### Five Lakes

[App page](https://appshunter.io/ios/app/five-lakes/id1635378642)

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

**Highlights:** Program progress review, Enrolled account management, Client Success Team connection, Personal finance tips, Financial journey inspiration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Debt Relief Fast
- 👍 Fixing my debt
- 👍 Debt Reduction Help
- 👍 Easy way to get out of debt
- 👍 Thankful

**What reviewers complain about**

- 🐛 Scam
- ⚠️ Not informed on everything
- ⚠️ Be Cautious
- ⚠️ No communication
- ⚠️ Not a happy client

**Reported bugs**

- The app not working since last update

**Requested features**

- Dark mode option
- Advanced analytics dashboard


## Frequently asked questions

### Is Avant free?

Avant is free to download, with no in-app purchases.

### Is Five Lakes free?

Five Lakes is free to download, with no in-app purchases.

### Which has better reviews, Avant or Five Lakes?

Five Lakes is rated higher. Avant averages 4.8 out of 5 from 124K ratings, while Five Lakes averages 4.9 from 4.8K ratings.

### Do Avant or Five Lakes have ads?

Neither Avant nor Five Lakes shows ads.

### Which is updated more often, Avant or Five Lakes?

Avant ships an update every 3 weeks, and Five Lakes weekly. Most recently, Avant was updated on September 25, 2026 and Five Lakes on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*