# Surplus vs Expense Tracker Money Spaces

The clearest difference is review sentiment: Surplus at 83% against Expense Tracker Money Spaces's 38%. Surplus also leads on rating (4.8 vs 4.0) and ratings volume (28 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month and Expense Tracker Money Spaces sells 9 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Surplus holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Surplus has 28 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 83% of Surplus's written reviews are positive against 38% of Expense Tracker Money Spaces's.

Surplus ships an update monthly, Expense Tracker Money Spaces every 3 weeks. The most recent releases landed on October 22, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Surplus | Expense Tracker Money Spaces |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (28 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/expense-tracker-money-spaces/id1633780211/reviews) |
| Number of ratings | **28** | 4 |
| Positive reviews | **83.3% of reviews** | 37.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 67 MB | 40 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Vision Pro** |
| Age rating | 4+ | 4+ |
| Developer | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) | [MoneyCoach UG](https://appshunter.io/developer/1170891449) |

## What reviewers say

### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


### Expense Tracker Money Spaces

[App page](https://appshunter.io/ios/app/expense-tracker-money-spaces/id1633780211)

This app helps you manage shared finances with family, friends, or roommates. Create budgets, track expenses, and collaborate on financial goals securely. It's like a personalized finance notebook for various needs, from allowances to trip planning.

**Highlights:** Create and share budgets, Collaborate on financial spaces, Track expenses and lists, Secure iCloud and CloudKit sync, Set up allowances, Split living expenses, Manage debts

**Features:** Family Sharing

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Individual | $2.99 | per month |
| Family | $4.99 | per month |
| Individual | $4.99 | per month |
| Family | $9.99 | per month |
| Premium | $14.99 | per year |
| Family | $29.99 | per year |
| Individual | $39.99 | per year |
| Family | $99.99 | per year |
| Lifetime Premium | $49.99 | one-time |


## Frequently asked questions

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Is Expense Tracker Money Spaces free?

Expense Tracker Money Spaces is free to download, with in-app purchases available.

### Which has better reviews, Surplus or Expense Tracker Money Spaces?

Surplus is rated higher. Surplus averages 4.8 out of 5 from 28 ratings, while Expense Tracker Money Spaces averages 4.0 from 4 ratings.

### Do Surplus or Expense Tracker Money Spaces have ads?

Neither Surplus nor Expense Tracker Money Spaces shows ads.

### Which is updated more often, Surplus or Expense Tracker Money Spaces?

Surplus ships an update monthly, and Expense Tracker Money Spaces every 3 weeks. Most recently, Surplus was updated on October 22, 2026 and Expense Tracker Money Spaces on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*