# Surplus vs Budget Planner App

The clearest difference is review sentiment: Surplus at 83% against Budget Planner App's 13%. Surplus also leads on rating (4.8 vs 3.7) and ads (none vs shown). Budget Planner App's advantage is iOS requirement (13.0 vs 15.0). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month and Budget Planner App sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Surplus holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 28 and 35 respectively. Written reviews point the same way: 83% of Surplus's written reviews are positive against 13% of Budget Planner App's.

## The numbers

| Metric | Surplus | Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (28 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** | [3.7 (35 ratings)](https://appshunter.io/ios/app/budget-planner-app-up/id6450793961/reviews) |
| Number of ratings | 28 | **35** |
| Positive reviews | **83.3% of reviews** | 12.5% of reviews |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | — |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 67 MB | 37 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) | [Brite Technologies](https://appshunter.io/developer/1620922833) |

## What reviewers say

### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


### Budget Planner App

[App page](https://appshunter.io/ios/app/budget-planner-app-up/id6450793961)

Manage your money effortlessly and achieve your financial goals with this personal finance companion. Track expenses, income, and budgets with intuitive analytics and customization options to gain control and work towards financial freedom.

**Highlights:** Expense tracking, Income recording, Budget creation, Customizable categories, Financial analytics, App customization, Expense reminders

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Planner Up! Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Is Budget Planner App free?

Budget Planner App is free to download, with in-app purchases available.

### Which has better reviews, Surplus or Budget Planner App?

Surplus is rated higher. Surplus averages 4.8 out of 5 from 28 ratings, while Budget Planner App averages 3.7 from 35 ratings.

### Do Surplus or Budget Planner App have ads?

Budget Planner App shows ads; Surplus does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*