Surplus vs Money Bee
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Surplus
This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.
- Monthly income and expense tracking
- Categorization of spending
- Customizable reports with CSV export
- Transaction grouping
- Home and lock screen widgets
- Automation via Shortcuts app
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Surplus is a monthly expense tracker that takes into account your monthly income, expenses and upcoming payments to provide you with a clear overview of your leftover spend. -- Spend Wisely -- Know how much you have left to spend, including your subscriptions and installments. -- Profile Your Spend -- Categorize your expenses into meaningful groups that drive insights into your spend profile. This can include popular budgeting methods such as the “50/30/20 budget rule” or the “80/20 budget rule”. -- Adaptable Workflows -- Manual or automatic, easily sync and categorize transactions from all your accounts. -- Transaction Collections -- Group related transactions across buckets and time. They can be themed around trips, shared expenses or anything you'd like! -- Widgets -- Customize your home and lock screens with widgets that showcase your leftover spend, upcoming transactions and buckets. -- Interactive Reports -- Customizable reports for your historic and upcoming spend with support for CSV Export. -- Shortcuts -- Automate your expense tracking with actions configurable via the Shortcuts app. Examples include triggering an expense entry when leaving your favorite coffee shop or scheduling spend summaries on a daily, weekly or monthly basis. Actions can be run via Siri, Apple Watch and the Shortcuts app. -- Privately Synced with iCloud -- All financial data is stored on your device(s) and synced privately via your iCloud Account. We do not store any personal information or transaction data on our servers. Surplus is free to use with pro features that can be activated via in-app purchases. Surplus Pro can be purchased as a one time payment or as a recurring subscription. Current pricing and purchase offers are available in the app. By downloading and using Surplus you agree to our terms and conditions: Terms of Use https://surplus.app/terms Privacy Policy https://surplus.app/privacy Surplus is an indie app developed and maintained by Omar Inam. If you have any questions or feedback please feel free to contact me through Twitter @_oinam
Money Bee
This app simplifies financial management with intuitive income and expense tracking. It offers detailed analytics, collaborative budgeting features, and convenient widgets for home screen control. Manage multiple wallets and recurring payments with ease.
- Intuitive income and expense tracking
- Detailed financial analytics
- Collaborative budgeting
- Home screen widgets
- Recurring payment management
- Multi-wallet support
- Data import
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Money Bee is a simple family budget app and shared expense tracker for couples, families and roommates. Log spending in seconds, see where your money goes and plan your budget together. TRACK EXPENSES AND INCOME IN SECONDS Add a transaction in a few taps. Use ready-made categories like groceries, home, transport and eating out, or create your own with custom icons. SHARED BUDGET FOR COUPLES AND FAMILIES Share any wallet with a QR code. Everyone adds expenses to the same wallet and sees the balance update in real time. Great for couples, roommates, families and small teams. SPENDING STATISTICS AND MONTHLY INSIGHTS Charts show your top spending categories and income vs. spending by month. Monthly insights compare each month with the previous one. Export reports to PDF for taxes or your accountant. MULTIPLE WALLETS Keep personal spending, household costs, travel and savings in separate wallets, each with its own categories and currency. RECURRING PAYMENTS AND SUBSCRIPTIONS Set up rent, bills and subscriptions once and Money Bee adds them automatically, so nothing gets forgotten. HOME SCREEN WIDGETS Check your balance and monthly spending without opening the app. QUICK START Import your transaction history from a CSV file. Protect your data with Face ID. MONEY BEE PREMIUM Premium unlocks unlimited wallets, budgeting together with family, friends or colleagues, recurring payments, detailed statistics and custom categories. Available as a monthly or annual subscription. Try the monthly plan free for 1 week. Privacy Policy: https://money-bee.app/privacy-policy.html Terms of Use: https://money-bee.app/terms-of-service.html
Screenshots
Verdict
Surplus and Money Bee both sit at 4.8 stars, but that hides the real split: 100% of Money Bee's written reviews are positive against 83% of Surplus's. Money Bee also leads on update cadence (every 2 weeks vs monthly). Surplus's advantage is ratings volume (28 vs 2) and iOS requirement (15.0 vs 18.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month and Money Bee sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Money Bee holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Surplus has 28 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 83% of Surplus's written reviews are positive against 100% of Money Bee's.
Surplus ships an update monthly, Money Bee every 2 weeks. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.
| Parameter | Surplus | Money Bee |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (28 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 83.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 28 — better | 2 |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 67 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Dev Harvest LLC | Anatolii Valieiev |
Customer experience
Surplus
Money Bee
In-app purchases
Surplus
- Surplus Pro Monthly$3.991 Month
- Surplus Pro Yearly$14.491 Year
- Surplus Pro Yearly$29.991 Year
- Surplus Pro Lifetime$29.99
Money Bee
- Money Bee Premium7 Days trial$2.991 Month
- Money Bee Premium Annual$24.991 Year









