# Surplus vs Mr.Fin

Surplus and Mr.Fin are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month and Mr.Fin sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Surplus ships an update monthly, Mr.Fin every 3 weeks. The most recent releases landed on October 5, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Surplus | Mr.Fin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (27 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** | — |
| Number of ratings | **27** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 67 MB | 73 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) | [Suhaibe Kalathil](https://appshunter.io/developer/1831000679) |

## What reviewers say

### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


### Mr.Fin

[App page](https://appshunter.io/ios/app/mrfin/id6749539070)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $29.99 | per year |
| Pro Lifetime | $4.99 | one-time |


## Frequently asked questions

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Is Mr.Fin free?

Mr.Fin is free to download, with in-app purchases available.

### Do Surplus or Mr.Fin have ads?

Neither Surplus nor Mr.Fin shows ads.

### Which is updated more often, Surplus or Mr.Fin?

Surplus ships an update monthly, and Mr.Fin every 3 weeks. Most recently, Surplus was updated on October 5, 2026 and Mr.Fin on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*