# Surplus vs Expenso AI

The clearest difference is in-app purchases: Expenso AI at none against Surplus's 4. Expenso AI also leads on update cadence (fortnightly vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month. Expenso AI asks for nothing beyond the download.

Surplus ships an update monthly, Expenso AI fortnightly. The most recent releases landed on October 22, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Surplus | Expenso AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (28 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** | — |
| Number of ratings | **28** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 67 MB | 19 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) | [Amira Elbana](https://appshunter.io/developer/1868024717) |

## What reviewers say

### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


### Expenso AI

[App page](https://appshunter.io/ios/app/expenso-ai/id6757637868)

**In-app purchases:** none


## Frequently asked questions

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Is Expenso AI free?

Expenso AI is free to download, with no in-app purchases.

### Do Surplus or Expenso AI have ads?

Neither Surplus nor Expenso AI shows ads.

### Which is updated more often, Surplus or Expenso AI?

Surplus ships an update monthly, and Expenso AI fortnightly. Most recently, Surplus was updated on October 22, 2026 and Expenso AI on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*