# Surplus vs billFT

The clearest difference is in-app purchases: billFT at none against Surplus's 4. On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month. billFT asks for nothing beyond the download.

Surplus ships an update monthly, billFT every 6 weeks. The most recent releases landed on October 5, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Surplus | billFT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (27 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** | — |
| Number of ratings | **27** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 67 MB | 61 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) | [Logic FT Inc](https://appshunter.io/developer/1693482087) |

## What reviewers say

### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


### billFT

[App page](https://appshunter.io/ios/app/billft/id6762667679)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Is billFT free?

billFT is free to download, with no in-app purchases.

### Do Surplus or billFT have ads?

Neither Surplus nor billFT shows ads.

### Which is updated more often, Surplus or billFT?

Surplus ships an update monthly, and billFT every 6 weeks. Most recently, Surplus was updated on October 5, 2026 and billFT on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*