# Surplus vs Budget Nest

The clearest difference is in-app purchases: Budget Nest at none against Surplus's 4. Budget Nest also leads on update cadence (every 2 weeks vs monthly). Surplus's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 18.6). On price and ads there is nothing between them.

Both are free to download. Surplus sells 4 in-app purchases, starting at $3.99 per month. Budget Nest asks for nothing beyond the download.

Surplus ships an update monthly, Budget Nest every 2 weeks. The most recent releases landed on October 22, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Surplus | Budget Nest |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (28 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** | — |
| Number of ratings | **28** | — |
| Positive reviews | 83.3% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 67 MB | 7 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) | [Roger Molas](https://appshunter.io/developer/1226996551) |

## What reviewers say

### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


### Budget Nest

[App page](https://appshunter.io/ios/app/budget-nestexpense-tracker/id6780990919)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Is Budget Nest free?

Budget Nest is free to download, with no in-app purchases.

### Do Surplus or Budget Nest have ads?

Neither Surplus nor Budget Nest shows ads.

### Which is updated more often, Surplus or Budget Nest?

Surplus ships an update monthly, and Budget Nest every 2 weeks. Most recently, Surplus was updated on October 22, 2026 and Budget Nest on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*