# 太平洋Pay vs Mipay

The clearest difference is review sentiment: 太平洋Pay at 100% against Mipay's 0%. 太平洋Pay also leads on rating (5.0 vs 2.7) and update cadence (every 9 days vs every 5 months). Mipay's advantage is ratings volume (11 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

太平洋Pay holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: Mipay has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of 太平洋Pay's written reviews are positive against 0% of Mipay's.

太平洋Pay ships an update every 9 days, Mipay every 5 months. The most recent releases landed on September 11, 2026 and June 8, 2026 respectively.

## The numbers

| Metric | 太平洋Pay | Mipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pay/id1578808561/reviews)** | [2.7 (11 ratings)](https://appshunter.io/ios/app/mipay/id6476452609/reviews) |
| Number of ratings | 2 | **11** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 5 months |
| Monetization | Free | Free |
| Size | 43 MB | 37 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [SINGAPORE PACIFIC REAL-TIME PE CO., LTD.](https://appshunter.io/developer/1578808563) | [MI FU APP SG PTE. LTD.](https://appshunter.io/developer/1726786728) |

## What reviewers say

### 太平洋Pay

[App page](https://appshunter.io/ios/app/pay/id1578808561)

Send money globally and apply for a Mastercard with this secure and convenient financial service. Enjoy fast transfers, competitive exchange rates, and a wide range of payment options for online and offline purchases.

**Highlights:** Global money transfers, Mastercard application, Fast transfer speeds, Competitive exchange rates, Multi-currency accounts, Online and offline payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mipay

[App page](https://appshunter.io/ios/app/mipay/id6476452609)

This app facilitates international money transfers and Mastercard top-ups for millions of users worldwide. It offers multi-currency accounts for easy management and secure cross-border transactions.

**Highlights:** International money transfers, Mastercard top-ups, Multi-currency accounts, Cross-border transactions, Secure and convenient

**In-app purchases:** none


## Frequently asked questions

### Is 太平洋Pay free?

太平洋Pay is free to download, with no in-app purchases.

### Is Mipay free?

Mipay is free to download, with no in-app purchases.

### Which has better reviews, 太平洋Pay or Mipay?

太平洋Pay is rated higher. 太平洋Pay averages 5.0 out of 5 from 2 ratings, while Mipay averages 2.7 from 11 ratings.

### Do 太平洋Pay or Mipay have ads?

Neither 太平洋Pay nor Mipay shows ads.

### Which is updated more often, 太平洋Pay or Mipay?

太平洋Pay ships an update every 9 days, and Mipay every 5 months. Most recently, 太平洋Pay was updated on September 11, 2026 and Mipay on June 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*