# Save Money Challenge vs Payday Flo

The clearest difference is iOS requirement: Payday Flo at 16.4 against Save Money Challenge's 18.6. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Save Money Challenge sells 9 in-app purchases, starting at $1.99 per month and Payday Flo sells 4 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Save Money Challenge | Payday Flo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (446 ratings)](https://appshunter.io/ios/app/save-money-challenge-savelope/id1578843165/reviews)** | — |
| Number of ratings | **446** | — |
| Positive reviews | 52.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free with in-app purchases | — |
| Size | 49 MB | 47 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Mihail Kuznecovs](https://appshunter.io/developer/1467148695) | [Neon Path Labs](https://appshunter.io/developer/6793714213) |

## What reviewers say

### Save Money Challenge

[App page](https://appshunter.io/ios/app/save-money-challenge-savelope/id1578843165)

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

**Highlights:** Envelope savings challenge tracker, Customizable savings goals, Daily money saving, Track progress towards goals, Surprise savings amounts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $1.99 | per month |
| Weekly subscription | $2.99 | per 7 days |
| Monthly subscription | $4.99 | per month |
| Yearly subscription | $5.99 | per year |
| Yearly subscription | $11.99 | per year |
| Yearly subscription | $11.99 | per year |
| Yearly subscription | $11.99 | per year |
| Lifetime purchase | $9.99 | one-time |
| Lifetime purchase | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and well-done app
- 💡 Unique individual envelopes
- 👍 Keeps users motivated
- 👍 App doesn't link to bank accounts
- 👍 Fun and engaging saving method

**What reviewers complain about**

- 🐛 Glitches frequently
- 🤔 Unclear how money is sourced
- 🤔 Unclear how to withdraw funds
- 🐛 New update is problematic (hold down to register)
- 👎 High cost/subscription fee

**Reported bugs**

- App glitches quite a bit
- Hold down the amount to get it to register is dumb (new update issue)
- Cannot create own challenge, it doesn't save
- App is buggy, cannot press back arrow on most screens
- Total saved amount keeps changing and is inaccurate

**Requested features**

- Allow skipping and filling other envelopes before completing smaller amounts
- Allow setting multiple active challenges
- Ability to edit challenges without deleting
- Ability to pick a random envelope to use
- Ability to create own challenges that save


### Payday Flo

[App page](https://appshunter.io/ios/app/payday-flo/id6793714211)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Flo Core Monthly | $5.99 | per month |
| Flo Plus Monthly | $11.99 | per month |
| Flo Core Annual | $39.99 | per year |
| Flo Plus Annual | $89.99 | per year |


## Frequently asked questions

### Is Save Money Challenge free?

Save Money Challenge is free to download, with in-app purchases available.

### Is Payday Flo free?

Payday Flo is free to download, with in-app purchases available.

### Do Save Money Challenge or Payday Flo have ads?

Neither Save Money Challenge nor Payday Flo shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*