# Savings Challenge vs RainyDay Jar

The clearest difference is update cadence: RainyDay Jar at weekly against Savings Challenge's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Savings Challenge sells 9 in-app purchases, starting at $1.99 per month and RainyDay Jar sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

Savings Challenge ships an update every 3 weeks, RainyDay Jar weekly. The most recent releases landed on November 7, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Savings Challenge | RainyDay Jar |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (446 ratings)](https://appshunter.io/ios/app/savings-challenge-savelope/id1578843165/reviews)** | — |
| Number of ratings | **446** | — |
| Positive reviews | 52.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 49 MB | 5 MB |
| Requires iOS | 18.6 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Mihail Kuznecovs](https://appshunter.io/developer/1467148695) | [Marc Rhymaun](https://appshunter.io/developer/1843510744) |

## What reviewers say

### Savings Challenge

[App page](https://appshunter.io/ios/app/savings-challenge-savelope/id1578843165)

This app helps you achieve savings goals through a fun envelope challenge. You can use pre-set challenges or create your own with custom savings amounts and envelope numbers. It offers a unique and engaging way to build a savings routine.

**Highlights:** Envelope savings challenges, Customizable savings goals, Daily envelope saving, Motivation for saving, Digital money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $1.99 | per month |
| Weekly subscription | $2.99 | per 7 days |
| Monthly subscription | $4.99 | per month |
| Yearly subscription | $5.99 | per year |
| Yearly subscription | $11.99 | per year |
| Yearly subscription | $11.99 | per year |
| Yearly subscription | $11.99 | per year |
| Design Bundle | $3.99 | one-time |
| Lifetime purchase | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and well-done app
- 💡 Unique individual envelopes
- 👍 Keeps users motivated
- 👍 App doesn't link to bank accounts
- 👍 Fun and engaging saving method

**What reviewers complain about**

- 🐛 Glitches frequently
- 🤔 Unclear how money is sourced
- 🤔 Unclear how to withdraw funds
- 🐛 New update is problematic (hold down to register)
- 👎 High cost/subscription fee

**Reported bugs**

- App glitches quite a bit
- Hold down the amount to get it to register is dumb (new update issue)
- Cannot create own challenge, it doesn't save
- App is buggy, cannot press back arrow on most screens
- Total saved amount keeps changing and is inaccurate

**Requested features**

- Allow skipping and filling other envelopes before completing smaller amounts
- Allow setting multiple active challenges
- Ability to edit challenges without deleting
- Ability to pick a random envelope to use
- Ability to create own challenges that save


### RainyDay Jar

[App page](https://appshunter.io/ios/app/rainyday-jar/id6802181585)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RainyDay Pro Lifetime | $4.99 | one-time |


## Frequently asked questions

### Is Savings Challenge free?

Savings Challenge is free to download, with in-app purchases available.

### Is RainyDay Jar free?

RainyDay Jar is free to download, with in-app purchases available.

### Do Savings Challenge or RainyDay Jar have ads?

Neither Savings Challenge nor RainyDay Jar shows ads.

### Which is updated more often, Savings Challenge or RainyDay Jar?

Savings Challenge ships an update every 3 weeks, and RainyDay Jar weekly. Most recently, Savings Challenge was updated on November 7, 2026 and RainyDay Jar on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*