# Sail Loans vs eLoanWarehouse

The clearest difference is review sentiment: Sail Loans at 100% against eLoanWarehouse's 0%. Sail Loans also leads on rating (5.0 vs 2.6) and iOS requirement (13.4 vs 15.1). eLoanWarehouse's advantage is ratings volume (19 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 5.0 against 2.6. That said, the two scores are not equally well evidenced: eLoanWarehouse has 19 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Sail Loans's written reviews are positive against 0% of eLoanWarehouse's.

Sail Loans ships an update every 3 months, eLoanWarehouse every 2 months. The most recent releases landed on September 11, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Sail Loans | eLoanWarehouse |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** | [2.6 (19 ratings)](https://appshunter.io/ios/app/eloanwarehouse/id1591442922/reviews) |
| Number of ratings | 3 | **19** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 24 MB | 23 MB |
| Requires iOS | **13.4** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Americash Loans LLC](https://appshunter.io/developer/1529566329) | [LCO Financial Services](https://appshunter.io/developer/1591442924) |

## What reviewers say

### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### eLoanWarehouse

[App page](https://appshunter.io/ios/app/eloanwarehouse/id1591442922)

Manage your existing loan account, make payments, and access your credit information through a convenient mobile interface. This application provides quick access to your financial details on the go.

**Highlights:** Manage existing loan accounts, Make loan payments, Access credit information, Quick cash advance access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Is eLoanWarehouse free?

eLoanWarehouse is free to download, with no in-app purchases.

### Which has better reviews, Sail Loans or eLoanWarehouse?

Sail Loans is rated higher. Sail Loans averages 5.0 out of 5 from 3 ratings, while eLoanWarehouse averages 2.6 from 19 ratings.

### Do Sail Loans or eLoanWarehouse have ads?

Neither Sail Loans nor eLoanWarehouse shows ads.

### Which is updated more often, Sail Loans or eLoanWarehouse?

Sail Loans ships an update every 3 months, and eLoanWarehouse every 2 months. Most recently, Sail Loans was updated on September 11, 2026 and eLoanWarehouse on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*