# Sail Loans vs Quilo | PSB

The clearest difference is rating: Sail Loans at 3.8 against Quilo | PSB's 1.0. Sail Loans also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 3.8 against 1.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively.

Sail Loans ships an update every 3 months, Quilo | PSB every 2 months. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Sail Loans | Quilo | PSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (5 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** | [1.0 (4 ratings)](https://appshunter.io/ios/app/quilo-psb/id1633606976/reviews) |
| Number of ratings | **5** | 4 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | **Free** | Ad-supported |
| Size | 24 MB | 24 MB |
| Requires iOS | **13.4** | 14.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Americash Loans LLC](https://appshunter.io/developer/1529566329) | [Princeville State Bank](https://appshunter.io/developer/924552633) |

## What reviewers say

### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### Quilo | PSB

[App page](https://appshunter.io/ios/app/quilo-psb/id1633606976)

Apply for an installment loan and receive funds quickly. Use the money for debt consolidation or new purchases, with fixed repayment terms up to 60 months. No fees or penalties apply.

**Highlights:** Apply for installment loans, Access funds in seconds, Pay down credit card debt, Make new purchases, Fixed installments up to 60 months, No fees or penalties

**In-app purchases:** none


## Frequently asked questions

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Is Quilo | PSB free?

Quilo | PSB is free to download, with no in-app purchases.

### Which has better reviews, Sail Loans or Quilo | PSB?

Sail Loans is rated higher. Sail Loans averages 3.8 out of 5 from 5 ratings, while Quilo | PSB averages 1.0 from 4 ratings.

### Do Sail Loans or Quilo | PSB have ads?

Quilo | PSB shows ads; Sail Loans does not.

### Which is updated more often, Sail Loans or Quilo | PSB?

Sail Loans ships an update every 3 months, and Quilo | PSB every 2 months. Most recently, Sail Loans was updated on October 24, 2026 and Quilo | PSB on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*