# Sail Loans vs Payday Paycheck Advance Guide

The clearest difference is rating: Sail Loans at 3.8 against Payday Paycheck Advance Guide's 3.2. Payday Paycheck Advance Guide's advantage is ratings volume (15 vs 5) and iOS requirement (11.1 vs 13.4). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 3.8 against 3.2. Both are backed by a comparable volume of ratings — 5 and 15 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

## The numbers

| Metric | Sail Loans | Payday Paycheck Advance Guide |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (5 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** | [3.2 (15 ratings)](https://appshunter.io/ios/app/payday-paycheck-advance-guide/id1635510523/reviews) |
| Number of ratings | 5 | **15** |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | — |
| Monetization | Free | Free |
| Size | 24 MB | 17 MB |
| Requires iOS | 13.4 | **11.1** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Americash Loans LLC](https://appshunter.io/developer/1529566329) | [Anna Fael](https://appshunter.io/developer/1473845897) |

## What reviewers say

### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### Payday Paycheck Advance Guide

[App page](https://appshunter.io/ios/app/payday-paycheck-advance-guide/id1635510523)

This guide explains payday loans, also known as paycheck advances. Learn about the loan process, common reasons for use, and potential criticisms. It also covers variations and country-specific regulations.

**Highlights:** Payday loan explanations, Loan process details, Reasons for use, Criticism overview, Country-specific regulations, Lender comparison insights

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Is Payday Paycheck Advance Guide free?

Payday Paycheck Advance Guide is free to download, with no in-app purchases.

### Which has better reviews, Sail Loans or Payday Paycheck Advance Guide?

Sail Loans is rated higher. Sail Loans averages 3.8 out of 5 from 5 ratings, while Payday Paycheck Advance Guide averages 3.2 from 15 ratings.

### Do Sail Loans or Payday Paycheck Advance Guide have ads?

Neither Sail Loans nor Payday Paycheck Advance Guide shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*