# Sail Loans vs AmigoCash

The clearest difference is rating: Sail Loans at 3.8 against AmigoCash's 3.0. Sail Loans also leads on iOS requirement (13.4 vs 16.4). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 3.8 against 3.0. Both are backed by a comparable volume of ratings — 5 and 2 respectively.

Sail Loans ships an update every 3 months, AmigoCash every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Sail Loans | AmigoCash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (5 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/amigocash/id1659711259/reviews) |
| Number of ratings | **5** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 24 MB | 53 MB |
| Requires iOS | **13.4** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Americash Loans LLC](https://appshunter.io/developer/1529566329) | [Amigo Cash LLC](https://appshunter.io/developer/1659711261) |

## What reviewers say

### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### AmigoCash

[App page](https://appshunter.io/ios/app/amigocash/id1659711259)

Manage your loans with ease using this finance app. It offers a streamlined and modern interface to help you stay on top of your payment obligations.

**Highlights:** Loan control, Payment tracking, Modern design, Optimized interface, Up-to-date information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Is AmigoCash free?

AmigoCash is free to download, with no in-app purchases.

### Which has better reviews, Sail Loans or AmigoCash?

Sail Loans is rated higher. Sail Loans averages 3.8 out of 5 from 5 ratings, while AmigoCash averages 3.0 from 2 ratings.

### Do Sail Loans or AmigoCash have ads?

Neither Sail Loans nor AmigoCash shows ads.

### Which is updated more often, Sail Loans or AmigoCash?

Sail Loans ships an update every 3 months, and AmigoCash every 2 months. Most recently, Sail Loans was updated on November 3, 2026 and AmigoCash on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*