# Sail Loans vs Level Lending

The clearest difference is rating: Sail Loans at 5.0 against Level Lending's 1.0. Sail Loans also leads on ratings volume (3 vs 1) and iOS requirement (13.4 vs 15.6). Level Lending's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

Sail Loans ships an update every 3 months, Level Lending every 3 weeks. The most recent releases landed on October 16, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Sail Loans | Level Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/level-lending/id6444685628/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 24 MB | 154 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Americash Loans LLC](https://appshunter.io/developer/1529566329) | [Level Lending](https://appshunter.io/developer/1656113464) |

## What reviewers say

### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### Level Lending

[App page](https://appshunter.io/ios/app/level-lending/id6444685628)

Manage your loans, tasks, and important documents to improve your financial well-being. This application helps you stay organized and in control of your financial life.

**Highlights:** Loan management, Task tracking, Document organization, Financial health monitoring

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Is Level Lending free?

Level Lending is free to download, with no in-app purchases.

### Which has better reviews, Sail Loans or Level Lending?

Sail Loans is rated higher. Sail Loans averages 5.0 out of 5 from 3 ratings, while Level Lending averages 1.0 from 1 ratings.

### Do Sail Loans or Level Lending have ads?

Neither Sail Loans nor Level Lending shows ads.

### Which is updated more often, Sail Loans or Level Lending?

Sail Loans ships an update every 3 months, and Level Lending every 3 weeks. Most recently, Sail Loans was updated on October 16, 2026 and Level Lending on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*