# Sail Loans vs Lendee App

The clearest difference is review sentiment: Sail Loans at 100% against Lendee App's 24%. Sail Loans also leads on rating (5.0 vs 3.2) and monetization model (free vs free with in-app purchases). Lendee App's advantage is update cadence (weekly vs every 3 months) and ratings volume (108 vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Lendee App has 108 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Sail Loans's written reviews are positive against 24% of Lendee App's.

Sail Loans ships an update every 3 months, Lendee App weekly. The most recent releases landed on September 11, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Sail Loans | Lendee App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** | [3.2 (108 ratings)](https://appshunter.io/ios/app/lendee-app/id6737959895/reviews) |
| Number of ratings | 3 | **108** |
| Positive reviews | **100.0% of reviews** | 23.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 24 MB | 144 MB |
| Requires iOS | **13.4** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Americash Loans LLC](https://appshunter.io/developer/1529566329) | [Lendee App](https://appshunter.io/developer/1604333528) |

## What reviewers say

### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### Lendee App

[App page](https://appshunter.io/ios/app/lendee-app/id6737959895)

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

**Highlights:** Instant cash advance requests, Connect with verified supporters, Flexible repayment plans, Transparent fee structure, Secure and encrypted transactions, Peer-to-peer funding

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Is Lendee App free?

Lendee App is free to download, with no in-app purchases.

### Which has better reviews, Sail Loans or Lendee App?

Sail Loans is rated higher. Sail Loans averages 5.0 out of 5 from 3 ratings, while Lendee App averages 3.2 from 108 ratings.

### Do Sail Loans or Lendee App have ads?

Neither Sail Loans nor Lendee App shows ads.

### Which is updated more often, Sail Loans or Lendee App?

Sail Loans ships an update every 3 months, and Lendee App weekly. Most recently, Sail Loans was updated on September 11, 2026 and Lendee App on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*