# Sail Loans vs ClearAirLending

The clearest difference is review sentiment: Sail Loans at 100% against ClearAirLending's 50%. Sail Loans also leads on rating (3.8 vs 2.0) and iOS requirement (13.4 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 3.8 against 2.0. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews point the same way: 100% of Sail Loans's written reviews are positive against 50% of ClearAirLending's.

Sail Loans ships an update every 3 months, ClearAirLending every 2 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Sail Loans | ClearAirLending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (5 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** | [2.0 (4 ratings)](https://appshunter.io/ios/app/clearairlending/id6746148287/reviews) |
| Number of ratings | **5** | 4 |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 24 MB | 62 MB |
| Requires iOS | **13.4** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Americash Loans LLC](https://appshunter.io/developer/1529566329) | [Clear Air Lending](https://appshunter.io/developer/1815444557) |

## What reviewers say

### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


### ClearAirLending

[App page](https://appshunter.io/ios/app/clearairlending/id6746148287)

Manage your existing loans with ease through this mobile app. View loan details, schedule payments, get payoff quotes, and connect with support via live chat. New loan applications are not available through the app.

**Highlights:** View existing loan details, Schedule additional payments, Obtain payoff quotes, Schedule full payoff, Connect with support via live chat

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Is ClearAirLending free?

ClearAirLending is free to download, with no in-app purchases.

### Which has better reviews, Sail Loans or ClearAirLending?

Sail Loans is rated higher. Sail Loans averages 3.8 out of 5 from 5 ratings, while ClearAirLending averages 2.0 from 4 ratings.

### Do Sail Loans or ClearAirLending have ads?

Neither Sail Loans nor ClearAirLending shows ads.

### Which is updated more often, Sail Loans or ClearAirLending?

Sail Loans ships an update every 3 months, and ClearAirLending every 2 months. Most recently, Sail Loans was updated on October 25, 2026 and ClearAirLending on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*