# HelloBasis vs Qistiq

The clearest difference is review sentiment: HelloBasis at 100% against Qistiq's 0%. HelloBasis also leads on rating (5.0 vs 2.3). Qistiq's advantage is update cadence (weekly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HelloBasis holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews point the same way: 100% of HelloBasis's written reviews are positive against 0% of Qistiq's.

HelloBasis ships an update every 2 months, Qistiq weekly. The most recent releases landed on October 6, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | HelloBasis | Qistiq |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/hellobasis/id1579119435/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/qistiq/id6780303031/reviews) |
| Number of ratings | 2 | **3** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Free | Free |
| Size | 62 MB | 80 MB |
| Requires iOS | **14.4** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AIUTO, LLC](https://appshunter.io/developer/1579119437) | [NUVIA GROUP LLC](https://appshunter.io/developer/1827461983) |

## What reviewers say

### HelloBasis

[App page](https://appshunter.io/ios/app/hellobasis/id1579119435)

This app provides quick financing for unexpected expenses by creating virtual cards. It requires a U.S. bank account and offers flexible repayment terms, with no interest charged at partner providers.

**Highlights:** Virtual card creation, Instant payment for bills, No credit check required, Flexible repayment plans, No interest at partner providers, Connect U.S. bank account

**Features:** macOS Compatibility

**In-app purchases:** none


### Qistiq

[App page](https://appshunter.io/ios/app/qistiq/id6780303031)

Access a portion of your earned wages before your official payday. This secure app offers flexible repayment options and a simple experience for managing your finances and unexpected expenses.

**Highlights:** Earned wage access, Fast approval process, Flexible repayment options, Secure and private, Real-time account management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HelloBasis free?

HelloBasis is free to download, with no in-app purchases.

### Is Qistiq free?

Qistiq is free to download, with no in-app purchases.

### Which has better reviews, HelloBasis or Qistiq?

HelloBasis is rated higher. HelloBasis averages 5.0 out of 5 from 2 ratings, while Qistiq averages 2.3 from 3 ratings.

### Do HelloBasis or Qistiq have ads?

Neither HelloBasis nor Qistiq shows ads.

### Which is updated more often, HelloBasis or Qistiq?

HelloBasis ships an update every 2 months, and Qistiq weekly. Most recently, HelloBasis was updated on October 6, 2026 and Qistiq on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*