# Bridgecrest vs Split Pay

The clearest difference is review sentiment: Split Pay at 73% against Bridgecrest's 8%. Split Pay also leads on rating (4.9 vs 2.0) and ratings volume (16K vs 1.1K). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Split Pay holds the better App Store score, 4.9 against 2.0. That said, the two scores are not equally well evidenced: Split Pay has 16K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews point the same way: 8% of Bridgecrest's written reviews are positive against 73% of Split Pay's.

Bridgecrest ships an update every 9 days, Split Pay fortnightly. Both last shipped on September 25, 2026.

## The numbers

| Metric | Bridgecrest | Split Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (1.1K ratings)](https://appshunter.io/ios/app/bridgecrest/id1579569106/reviews) | **[4.9 (16K ratings)](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850/reviews)** |
| Number of ratings | 1.1K | **16K** |
| Positive reviews | 8.4% of reviews | **72.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Fortnightly |
| Monetization | Free | Free |
| Best chart rank | — | **#75** |
| Size | 60 MB | 70 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bridgecrest Acceptance Corporation](https://appshunter.io/developer/1571199843) | [Visible Ideas](https://appshunter.io/developer/1685211689) |

## What reviewers say

### Bridgecrest

[App page](https://appshunter.io/ios/app/bridgecrest/id1579569106)

Manage your vehicle payments and finances conveniently on the go. Make one-time or scheduled payments, set up automatic payments, and view your account details and payment history.

**Highlights:** Make one-time payments, Schedule future payments, Set up AutoPay, View account dashboard, Review payment history, Update contact information, Manage multiple accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app to use
- 🚀 Works great
- 💡 Helpful for managing car loan

**What reviewers complain about**

- 🐛 App crashes or doesn't open
- 🐛 Glitchy or buggy app
- 🔑 Can't access account or make payments
- 💸 Charges extra fees
- 🤖 Poor customer service

**Reported bugs**

- App won't load or crashes on launch
- Login issues, can't access account
- Redirects to website instead of functioning in-app

**Requested features**

- Add option to make principal-only payments
- Improve app stability and reliability
- Provide more transparency on loan details


### Split Pay

[App page](https://appshunter.io/ios/app/split-pay-split-bills-in-two/id6448634850)

**Currently charting:** #75 Top Free · Finance (US App Store)

This app allows renters to divide their monthly rent into two smaller, more manageable payments. It helps with budgeting and can also be used to build credit history by reporting on-time payments.

**Highlights:** Split rent into two payments, Build credit history, Improve budgeting, Works with all payment systems, Autopay functionality, Free credit reporting option

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service with team members that go above and beyond
- 👍 Easy to use and intuitive
- 💡 Helpful split pay feature
- 🚀 Smooth and seamless process
- 👍 Convenient for budgeting and managing rent payments

**What reviewers complain about**

- 🐛 Delayed rent payments to landlord
- 🐛 Accounts suspended with no explanation
- 🐛 Difficult to get approved for split pay
- 🐛 App crashes and freezes
- 🐛 Lack of integration with property management portals

**Reported bugs**

- Login screen freezes
- Incompatibility with certain bank accounts
- Payments not showing up in app after being processed

**Requested features**

- Ability to change payment dates after initial setup
- Option to adjust second split pay date within 30-day period
- Integration with property management payment portals
- Clearer communication on approval process and reasons for account suspension


## Frequently asked questions

### Is Bridgecrest free?

Bridgecrest is free to download, with no in-app purchases.

### Is Split Pay free?

Split Pay is free to download, with no in-app purchases.

### Which has better reviews, Bridgecrest or Split Pay?

Split Pay is rated higher. Bridgecrest averages 2.0 out of 5 from 1.1K ratings, while Split Pay averages 4.9 from 16K ratings.

### Do Bridgecrest or Split Pay have ads?

Neither Bridgecrest nor Split Pay shows ads.

### Which is updated more often, Bridgecrest or Split Pay?

Bridgecrest ships an update every 9 days, and Split Pay fortnightly. Most recently, Bridgecrest was updated on September 25, 2026 and Split Pay on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*