# S1lkPay vs Singlife PH

The clearest difference is review sentiment: Singlife PH at 100% against S1lkPay's 38%. Singlife PH also leads on rating (5.0 vs 3.5) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Singlife PH holds the better App Store score, 5.0 against 3.5. Both are backed by a comparable volume of ratings — 21 and 27 respectively. Written reviews point the same way: 38% of S1lkPay's written reviews are positive against 100% of Singlife PH's.

S1lkPay ships an update every 3 weeks, Singlife PH fortnightly. Both last shipped on November 3, 2026.

## The numbers

| Metric | S1lkPay | Singlife PH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (21 ratings)](https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews) | **[5.0 (27 ratings)](https://appshunter.io/ios/app/singlife-ph/id1611353511/reviews)** |
| Number of ratings | 21 | **27** |
| Positive reviews | 38.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 243 MB | 107 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [S1LK, TOO](https://appshunter.io/developer/1474328358) | [Singlife Philippines Inc.](https://appshunter.io/developer/1609604485) |

## What reviewers say

### S1lkPay

[App page](https://appshunter.io/ios/app/s1lkpay/id1579807258)

A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.

**Highlights:** Instant digital payment card, Secure mobile money transfer, Family finance management, Expense tracker, Multi-currency account, Card control features

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Singlife PH

[App page](https://appshunter.io/ios/app/singlife-ph/id1611353511)

This app offers a comprehensive digital insurance solution for Filipinos, allowing users to buy, manage, and access policies. It provides tools for wealth growth, life insurance, and financial planning with personalized coverage options and seamless funding.

**Highlights:** Digital insurance policy management, Wealth growth with rewards, Personalized life and medical coverage, Financial needs analysis tool, Seamless funding via credit card, debit, QRPh, 15-day money-back guarantee

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is S1lkPay free?

S1lkPay is free to download, with no in-app purchases.

### Is Singlife PH free?

Singlife PH is free to download, with no in-app purchases.

### Which has better reviews, S1lkPay or Singlife PH?

Singlife PH is rated higher. S1lkPay averages 3.5 out of 5 from 21 ratings, while Singlife PH averages 5.0 from 27 ratings.

### Do S1lkPay or Singlife PH have ads?

S1lkPay shows ads; Singlife PH does not.

### Which is updated more often, S1lkPay or Singlife PH?

S1lkPay ships an update every 3 weeks, and Singlife PH fortnightly. Most recently, S1lkPay was updated on November 3, 2026 and Singlife PH on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*