# S1lkPay vs Altery

S1lkPay and Altery both sit at 3.5 stars, but that hides the real split: 65% of Altery's written reviews are positive against 38% of S1lkPay's. S1lkPay's advantage is monetization model (ad-supported vs free with in-app purchases) and ratings volume (21 vs 7). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

S1lkPay holds the better App Store score, 3.5 against 3.3. Both are backed by a comparable volume of ratings — 21 and 7 respectively. Written reviews complicate that: 38% of S1lkPay's written reviews are positive against 65% of Altery's, so the app with the better star average is not the one people write more warmly about.

S1lkPay ships an update every 3 weeks, Altery every 2 weeks. The most recent releases landed on October 15, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | S1lkPay | Altery |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (21 ratings)](https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews)** | [3.3 (7 ratings)](https://appshunter.io/ios/app/altery/id6444398013/reviews) |
| Number of ratings | **21** | 7 |
| Positive reviews | 38.5% of reviews | **64.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 243 MB | 183 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [S1LK, TOO](https://appshunter.io/developer/1474328358) | [ALTERY LTD](https://appshunter.io/developer/1125954040) |

## What reviewers say

### S1lkPay

[App page](https://appshunter.io/ios/app/s1lkpay/id1579807258)

A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.

**Highlights:** Instant digital payment card, Secure mobile money transfer, Family finance management, Expense tracker, Multi-currency account, Card control features

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Altery

[App page](https://appshunter.io/ios/app/altery/id6444398013)

Manage your finances for a global digital business. Send, receive, spend, and convert money across borders with support for multiple currencies. Features include a digital wallet, personal IBAN, and a smart transaction dashboard.

**Highlights:** Digital wallet, Personal IBAN for payments, Cross-border money transfers, Currency conversion, Smart transaction dashboard, Digital debit card (EU residents)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is S1lkPay free?

S1lkPay is free to download, with no in-app purchases.

### Is Altery free?

Altery is free to download, with no in-app purchases.

### Which has better reviews, S1lkPay or Altery?

S1lkPay is rated higher. S1lkPay averages 3.5 out of 5 from 21 ratings, while Altery averages 3.3 from 7 ratings.

### Do S1lkPay or Altery have ads?

Both S1lkPay and Altery show ads.

### Which is updated more often, S1lkPay or Altery?

S1lkPay ships an update every 3 weeks, and Altery every 2 weeks. Most recently, S1lkPay was updated on October 15, 2026 and Altery on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*