# S1lkPay vs Sunrate

The clearest difference is rating: S1lkPay at 3.5 against Sunrate's 2.3. S1lkPay also leads on review sentiment (38% vs 0%) and ratings volume (21 vs 3). Sunrate's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

S1lkPay holds the better App Store score, 3.5 against 2.3. That said, the two scores are not equally well evidenced: S1lkPay has 21 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 38% of S1lkPay's written reviews are positive against 0% of Sunrate's.

S1lkPay ships an update every 3 weeks, Sunrate every 5 weeks. The most recent releases landed on October 15, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | S1lkPay | Sunrate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (21 ratings)](https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/sunrate/id6466269482/reviews) |
| Number of ratings | **21** | 3 |
| Positive reviews | **38.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 243 MB | 194 MB |
| Requires iOS | 15.5 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [S1LK, TOO](https://appshunter.io/developer/1474328358) | [Sunrate Pte. Ltd.](https://appshunter.io/developer/1707144531) |

## What reviewers say

### S1lkPay

[App page](https://appshunter.io/ios/app/s1lkpay/id1579807258)

A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.

**Highlights:** Instant digital payment card, Secure mobile money transfer, Family finance management, Expense tracker, Multi-currency account, Card control features

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Sunrate

[App page](https://appshunter.io/ios/app/sunrate/id6466269482)

This platform facilitates global business payments, offering international money transfers, commercial card management, and global collection services. It empowers businesses to operate and scale internationally with a cutting-edge platform and extensive network.

**Highlights:** International payments in 130+ currencies, Coverage in 190+ countries, Commercial card management, Global collection services, Real-time transaction statements, API integration

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is S1lkPay free?

S1lkPay is free to download, with no in-app purchases.

### Is Sunrate free?

Sunrate is free to download, with no in-app purchases.

### Which has better reviews, S1lkPay or Sunrate?

S1lkPay is rated higher. S1lkPay averages 3.5 out of 5 from 21 ratings, while Sunrate averages 2.3 from 3 ratings.

### Do S1lkPay or Sunrate have ads?

S1lkPay shows ads; Sunrate does not.

### Which is updated more often, S1lkPay or Sunrate?

S1lkPay ships an update every 3 weeks, and Sunrate every 5 weeks. Most recently, S1lkPay was updated on October 15, 2026 and Sunrate on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*