# S1lkPay vs Swipe by BML

The clearest difference is review sentiment: Swipe by BML at 100% against S1lkPay's 38%. Swipe by BML also leads on rating (4.6 vs 3.5) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swipe by BML holds the better App Store score, 4.6 against 3.5. Both are backed by a comparable volume of ratings — 21 and 10 respectively. Written reviews point the same way: 38% of S1lkPay's written reviews are positive against 100% of Swipe by BML's.

S1lkPay ships an update every 3 weeks, Swipe by BML fortnightly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | S1lkPay | Swipe by BML |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (21 ratings)](https://appshunter.io/ios/app/s1lkpay/id1579807258/reviews) | **[4.6 (10 ratings)](https://appshunter.io/ios/app/swipe-by-bml/id6746405008/reviews)** |
| Number of ratings | **21** | 10 |
| Positive reviews | 38.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 243 MB | 285 MB |
| Requires iOS | 15.5 | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [S1LK, TOO](https://appshunter.io/developer/1474328358) | [Bank of Maldives PLC](https://appshunter.io/developer/975025663) |

## What reviewers say

### S1lkPay

[App page](https://appshunter.io/ios/app/s1lkpay/id1579807258)

A secure digital wallet and payment app for effortless financial transactions. Manage bills, shop online, and send money with a virtual prepaid card and expense tracking.

**Highlights:** Instant digital payment card, Secure mobile money transfer, Family finance management, Expense tracker, Multi-currency account, Card control features

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Swipe by BML

[App page](https://appshunter.io/ios/app/swipe-by-bml/id6746405008)

Manage your finances with a secure and intuitive application. This tool simplifies payments and offers smart features for easy money management.

**Highlights:** Secure payments, Smart financial features, Simple gesture controls, Complete financial overview

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is S1lkPay free?

S1lkPay is free to download, with no in-app purchases.

### Is Swipe by BML free?

Swipe by BML is free to download, with no in-app purchases.

### Which has better reviews, S1lkPay or Swipe by BML?

Swipe by BML is rated higher. S1lkPay averages 3.5 out of 5 from 21 ratings, while Swipe by BML averages 4.6 from 10 ratings.

### Do S1lkPay or Swipe by BML have ads?

S1lkPay shows ads; Swipe by BML does not.

### Which is updated more often, S1lkPay or Swipe by BML?

S1lkPay ships an update every 3 weeks, and Swipe by BML fortnightly. Most recently, S1lkPay was updated on November 3, 2026 and Swipe by BML on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*