# Lista PH vs SurfCoins

The clearest difference is in-app purchases: SurfCoins at none against Lista PH's 37. SurfCoins also leads on ads (none vs shown) and iOS requirement (10.0 vs 15.1). Lista PH's advantage is update cadence (fortnightly vs every 6 weeks). On price and device support there is nothing between them.

Both are free to download. Lista PH sells 35 one-off in-app purchases. SurfCoins asks for nothing beyond the download.

Lista PH ships an update fortnightly, SurfCoins every 6 weeks. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Lista PH | SurfCoins |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (3 ratings)](https://appshunter.io/ios/app/lista-ph/id1580527951/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 72 MB | 73 MB |
| Requires iOS | 15.1 | **10.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Lista Technologies Pte. Ltd.](https://appshunter.io/developer/1580527953) | [JK2L2](https://appshunter.io/developer/1477922796) |

## What reviewers say

### Lista PH

[App page](https://appshunter.io/ios/app/lista-ph/id1580527951)

This app simplifies money management with tools for expense tracking, budgeting, and debt payoff. It offers credit score checks, financial product comparisons, and ready-to-use document templates. Users can also send payment reminders and manage multiple financial profiles securely.

**Highlights:** Expense tracking, Budgeting tools, Credit score check, Financial product marketplace, Document templates, Payment reminders, Multiple profile management

**In-app purchases (35)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Virtual Assistant Contract | $0.99 | one-time |
| Car Rental Contract | $0.99 | one-time |
| Contract of Lease Document | $0.99 | one-time |
| Loan Agreement Document | $0.99 | one-time |
| Credit Card Payment Overdue | $0.99 | one-time |
| Legal Document Request | $0.99 | one-time |
| 1 CIBI Credit Score Request | $0.99 | one-time |
| 1 Transunion Credit Score | $0.99 | one-time |
| 1 Credit Score (New Users) | $0.99 | one-time |
| 1 Transunion CS 50% off | $0.99 | one-time |
| PHP 49 Credit Score | $0.99 | one-time |
| 1 Lenderlink Request | $1.99 | one-time |
| Debt Repayment Plan Discounted | $1.99 | one-time |
| CIBI + TransUnion Discount | $1.99 | one-time |
| Budget Plan Discounted | $1.99 | one-time |
| CIBI + Debt Repayment Discounted | $1.99 | one-time |
| TU + Debt Repayment Discount | $1.99 | one-time |
| 1 CIBI Credit Score Request | $1.99 | one-time |
| 1 CIBI Advance Tier Zero Score | $1.99 | one-time |
| 1 CIBI Credit Score 50% off | $1.99 | one-time |
| 1 CIBI Credit Score Request | $2.99 | one-time |
| 1 CIBI Advance Tier Repurchase | $2.99 | one-time |
| 1 Transunion Discounted Pull | $3.99 | one-time |
| 1 CIBI Advance Tier Request | $3.99 | one-time |
| 1 TransUnion + 1 Finn Analysis | $5.99 | one-time |
| 1 CIBI + 1 Finn Analysis | $5.99 | one-time |
| CIBI + AI Budget Plan Bundle | $5.99 | one-time |
| 1 TransUnion Credit Score | $7.99 | one-time |
| TransUnion + AI Budget Plan Bundle | $9.99 | one-time |
| 1 Transunion Credit Score | $9.99 | one-time |
| CIBI + Debt Free Bundle | $14.99 | one-time |
| TransUnion + Debt Free Bundle | $14.99 | one-time |
| AI Debt Repayment Plan | $14.99 | one-time |
| CIBI 1 and TU 1 Bundle | $14.99 | one-time |
| 1 Telco Score Request | $99.99 | one-time |


### SurfCoins

[App page](https://appshunter.io/ios/app/surfcoins/id1609015138)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Lista PH free?

Lista PH is free to download, with in-app purchases available.

### Is SurfCoins free?

SurfCoins is free to download, with no in-app purchases.

### Do Lista PH or SurfCoins have ads?

Lista PH shows ads; SurfCoins does not.

### Which is updated more often, Lista PH or SurfCoins?

Lista PH ships an update fortnightly, and SurfCoins every 6 weeks. Most recently, Lista PH was updated on October 15, 2026 and SurfCoins on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*