# Paisa Experience App vs HI

The clearest difference is review sentiment: Paisa Experience App at 100% against HI's 0%. Paisa Experience App also leads on rating (5.0 vs 1.6) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 8 days vs every 6 weeks) and ratings volume (98 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paisa Experience App holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: HI has 98 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Paisa Experience App's written reviews are positive against 0% of HI's.

Paisa Experience App ships an update every 6 weeks, HI every 8 days. The most recent releases landed on November 3, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Paisa Experience App | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/paisa-experience-app/id1580610374/reviews)** | [1.6 (98 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 2 | **98** |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 8 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 35 MB | 165 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ranga Incorporated Pvt. Ltd.](https://appshunter.io/developer/1553507195) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### Paisa Experience App

[App page](https://appshunter.io/ios/app/paisa-experience-app/id1580610374)

Manage personal credit records and track transactions. Send and receive credit requests via SMS without extra charges. Your data is kept private and the app is ad-free.

**Highlights:** Add personal credit records, Track credit transactions, Send credit requests, Receive credit requests, SMS credit request notifications, Ad-free experience

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is Paisa Experience App free?

Paisa Experience App is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, Paisa Experience App or HI?

Paisa Experience App is rated higher. Paisa Experience App averages 5.0 out of 5 from 2 ratings, while HI averages 1.6 from 98 ratings.

### Do Paisa Experience App or HI have ads?

Neither Paisa Experience App nor HI shows ads.

### Which is updated more often, Paisa Experience App or HI?

Paisa Experience App ships an update every 6 weeks, and HI every 8 days. Most recently, Paisa Experience App was updated on November 3, 2026 and HI on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*