# 제로페이(가맹점) vs SGI M(SGI서울보증)

The clearest difference is review sentiment: SGI M(SGI서울보증) at 52% against 제로페이(가맹점)'s 35%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

제로페이(가맹점) ships an update every 6 weeks, SGI M(SGI서울보증) every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | 제로페이(가맹점) | SGI M(SGI서울보증) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.6 (5 ratings)](https://appshunter.io/ios/app/sgi-msgi/id6443694425/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | 35.3% of reviews | **52.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 84 MB | 80 MB |
| Requires iOS | 13.4 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Korea Easy Payment Foundation](https://appshunter.io/developer/1517296551) | [SGI서울보증](https://appshunter.io/developer/638584684) |

## What reviewers say

### 제로페이(가맹점)

[App page](https://appshunter.io/ios/app/id1580893846)

This app helps business owners manage payments, track sales, and access essential business services. It provides real-time payment notifications, sales and settlement history, and tools for managing staff and hiring. It also offers delivery services and business tips.

**Highlights:** Real-time payment notifications, Sales and settlement history, Easy ledger service for sales management, Delivery service booking, Job search and recruitment service, QR code display and ordering, Employee management

**Features:** Vision Pro support

**In-app purchases:** none


### SGI M(SGI서울보증)

[App page](https://appshunter.io/ios/app/sgi-msgi/id6443694425)

Manage your insurance contracts conveniently from your smartphone. Offers secure login options and electronic signing for various services, including new online-exclusive product sales. Contact customer service for assistance.

**Highlights:** Insurance contract management, Secure login via financial certificate or phone verification, Quick login with Kakao/Naver, Electronic signing with various certificates, New online-exclusive product sales

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 제로페이(가맹점) free?

제로페이(가맹점) is free to download, with no in-app purchases.

### Is SGI M(SGI서울보증) free?

SGI M(SGI서울보증) is free to download, with no in-app purchases.

### Do 제로페이(가맹점) or SGI M(SGI서울보증) have ads?

Neither 제로페이(가맹점) nor SGI M(SGI서울보증) shows ads.

### Which is updated more often, 제로페이(가맹점) or SGI M(SGI서울보증)?

제로페이(가맹점) ships an update every 6 weeks, and SGI M(SGI서울보증) every 2 months. Most recently, 제로페이(가맹점) was updated on November 3, 2026 and SGI M(SGI서울보증) on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*