# X1 Card vs Imperio Payment

X1 Card and Imperio Payment are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 10 days. The most recent releases landed on October 30, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | X1 Card | Imperio Payment |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (12K ratings)](https://appshunter.io/ios/app/x1-card/id1581364879/reviews)** | — |
| Number of ratings | **12K** | — |
| Positive reviews | 50.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | Every 10 days |
| Monetization | Free | — |
| Size | 79 MB | 29 MB |
| Requires iOS | 15.1 | **14.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Robinhood Markets, Inc.](https://appshunter.io/developer/938003184) | [IMPERIOPAY LTD](https://appshunter.io/developer/1633723954) |

## What reviewers say

### X1 Card

[App page](https://appshunter.io/ios/app/x1-card/id1581364879)

This app provides a digital interface for a smart credit card, offering features like transaction viewing, spending control with virtual cards, and rewards for purchases. It aims to offer higher credit limits and a premium card experience for a new generation of consumers.

**Highlights:** View transactions, balance, and limit, Create virtual cards for spending control, Earn up to 5X points on purchases, Earn up to 10X points via in-app shopping, Stainless steel card construction, Higher credit limits, No annual, foreign transaction, or late fees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and easy application process
- 🔒 Robust security features like virtual cards
- 👍 Sleek and user-friendly app
- 💡 Innovative features like weekly reward boosts
- 👍 Excellent customer service and support

**What reviewers complain about**

- 🐛 Account freezes and fraud flags causing issues
- 💰 Concerns over changing reward structure and policies
- 🔒 Privacy issues with account monitoring
- 🔋 Buggy app performance and crashes

**Reported bugs**

- Recurring payment issues and reversals
- Inconsistent account access and login problems

**Requested features**

- CSV download for transactions
- Ability to change billing cycle
- Support for additional card users
- Expansion of partner merchants for rewards


### Imperio Payment

[App page](https://appshunter.io/ios/app/imperio-payment/id1633788280)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is X1 Card free?

X1 Card is free to download, with no in-app purchases.

### Is Imperio Payment free?

Imperio Payment is free to download, with no in-app purchases.

### Do X1 Card or Imperio Payment have ads?

Neither X1 Card nor Imperio Payment shows ads.

### Which is updated more often, X1 Card or Imperio Payment?

X1 Card ships an update every 10 days, and Imperio Payment every 10 days. Most recently, X1 Card was updated on October 30, 2026 and Imperio Payment on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*