# FFC Online vs Karty

The clearest difference is update cadence: Karty at every 5 days against FFC Online's every 3 months. FFC Online's advantage is rating (4.1 vs 3.9) and iOS requirement (13.0 vs 16.6). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FFC Online holds the better App Store score, 4.1 against 3.9. Both are backed by a comparable volume of ratings — 29 and 22 respectively. Written reviews point the same way: 50% of FFC Online's written reviews are positive against 43% of Karty's.

FFC Online ships an update every 3 months, Karty every 5 days. The most recent releases landed on October 10, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | FFC Online | Karty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (29 ratings)](https://appshunter.io/ios/app/ffc-online/id1581399823/reviews)** | [3.9 (22 ratings)](https://appshunter.io/ios/app/karty/id6475709413/reviews) |
| Number of ratings | **29** | 22 |
| Positive reviews | **50.0% of reviews** | 42.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | Free | Free |
| Size | 37 MB | 268 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [FIRST FINANCE COMPANY](https://appshunter.io/developer/1581399825) | [KARTY LLC](https://appshunter.io/developer/1624449446) |

## What reviewers say

### FFC Online

[App page](https://appshunter.io/ios/app/ffc-online/id1581399823)

Manage your finances easily with this mobile application. Apply for financing, track requests, view products, and access branch information. Secure login with biometric features ensures your data is protected.

**Highlights:** Secure user account registration, Apply for financing, Track finance requests, View product catalog, Branch location and contact details, Currency exchange rates

**Features:** macOS Compatibility

**In-app purchases:** none


### Karty

[App page](https://appshunter.io/ios/app/karty/id6475709413)

Manage your finances with a digital wallet that allows you to pay, spend, budget, and earn rewards. Track expenses by category, set custom budgets, and use Visa-powered cards for payments. Redeem earned points for flights, hotels, and vouchers.

**Highlights:** Digital wallet for payments, Customizable monthly budgets, Visa-powered card payments, Spending tracking by category, Earn KPoints rewards, Redeem points for travel and vouchers, Exclusive deals and discounts

**In-app purchases:** none


## Frequently asked questions

### Is FFC Online free?

FFC Online is free to download, with no in-app purchases.

### Is Karty free?

Karty is free to download, with no in-app purchases.

### Which has better reviews, FFC Online or Karty?

FFC Online is rated higher. FFC Online averages 4.1 out of 5 from 29 ratings, while Karty averages 3.9 from 22 ratings.

### Do FFC Online or Karty have ads?

Neither FFC Online nor Karty shows ads.

### Which is updated more often, FFC Online or Karty?

FFC Online ships an update every 3 months, and Karty every 5 days. Most recently, FFC Online was updated on October 10, 2026 and Karty on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*