# F&M Trust Authenticator vs MPB Security Token

The clearest difference is update cadence: MPB Security Token at every 8 months against F&M Trust Authenticator's every 26 months. F&M Trust Authenticator's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

F&M Trust Authenticator ships an update every 26 months, MPB Security Token every 8 months. The most recent releases landed on October 13, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | F&M Trust Authenticator | MPB Security Token |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 26 months | **Every 8 months** |
| Size | 7 MB | 4 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [F&M Trust Mobile Bank](https://appshunter.io/developer/581943235) | [Mid Penn Bank](https://appshunter.io/developer/910639623) |

## What reviewers say

### F&M Trust Authenticator

[App page](https://appshunter.io/ios/app/f-and-m-trust-authenticator/id1581825373)

**Features:** macOS Compatibility

**In-app purchases:** none


### MPB Security Token

[App page](https://appshunter.io/ios/app/mpb-security-token/id1614675567)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is F&M Trust Authenticator free?

F&M Trust Authenticator is free to download, with no in-app purchases.

### Is MPB Security Token free?

MPB Security Token is free to download, with no in-app purchases.

### Do F&M Trust Authenticator or MPB Security Token have ads?

Neither F&M Trust Authenticator nor MPB Security Token shows ads.

### Which is updated more often, F&M Trust Authenticator or MPB Security Token?

F&M Trust Authenticator ships an update every 26 months, and MPB Security Token every 8 months. Most recently, F&M Trust Authenticator was updated on October 13, 2026 and MPB Security Token on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*