# PayUp Payments vs PayamAfta

The clearest difference is update cadence: PayamAfta at every 2 weeks against PayUp Payments's every 3 months. PayamAfta also leads on iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayUp Payments ships an update every 3 months, PayamAfta every 2 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | PayUp Payments | PayamAfta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (15 ratings)](https://appshunter.io/ios/app/payup-payments/id1581951353/reviews)** | — |
| Number of ratings | **15** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 46 MB | 43 MB |
| Requires iOS | 15.1 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PayJustNow](https://appshunter.io/developer/1540578806) | [PETHER CORPORATION](https://appshunter.io/developer/1556563425) |

## What reviewers say

### PayUp Payments

[App page](https://appshunter.io/ios/app/payup-payments/id1581951353)

This app enables merchants to offer a buy now, pay later option at checkout without needing POS integration. Shoppers can split purchases into three interest-free installments and receive their goods immediately.

**Highlights:** Offer Buy Now Pay Later at checkout, No POS integration required, Split payments into 3 interest-free installments, Initiate transactions via QR code, email, or SMS, Process refunds, Extract daily cash ups, Direct chat support

**Features:** macOS Compatibility

**In-app purchases:** none


### PayamAfta

[App page](https://appshunter.io/ios/app/payamafta/id6469415218)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayUp Payments free?

PayUp Payments is free to download, with no in-app purchases.

### Is PayamAfta free?

PayamAfta is free to download, with no in-app purchases.

### Do PayUp Payments or PayamAfta have ads?

Neither PayUp Payments nor PayamAfta shows ads.

### Which is updated more often, PayUp Payments or PayamAfta?

PayUp Payments ships an update every 3 months, and PayamAfta every 2 weeks. Most recently, PayUp Payments was updated on October 24, 2026 and PayamAfta on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*