# PayUp Payments vs HRSimplify 2

PayUp Payments and HRSimplify 2 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayUp Payments ships an update every 3 months, HRSimplify 2 every 2 months. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | PayUp Payments | HRSimplify 2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (15 ratings)](https://appshunter.io/ios/app/payup-payments/id1581951353/reviews)** | — |
| Number of ratings | **15** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 46 MB | 30 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PayJustNow](https://appshunter.io/developer/1540578806) | [11.11 Technologies Pte. Ltd](https://appshunter.io/developer/1495128824) |

## What reviewers say

### PayUp Payments

[App page](https://appshunter.io/ios/app/payup-payments/id1581951353)

This app enables merchants to offer a buy now, pay later option at checkout without needing POS integration. Shoppers can split purchases into three interest-free installments and receive their goods immediately.

**Highlights:** Offer Buy Now Pay Later at checkout, No POS integration required, Split payments into 3 interest-free installments, Initiate transactions via QR code, email, or SMS, Process refunds, Extract daily cash ups, Direct chat support

**Features:** macOS Compatibility

**In-app purchases:** none


### HRSimplify 2

[App page](https://appshunter.io/ios/app/hrsimplify-2/id6739576222)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayUp Payments free?

PayUp Payments is free to download, with no in-app purchases.

### Is HRSimplify 2 free?

HRSimplify 2 is free to download, with no in-app purchases.

### Do PayUp Payments or HRSimplify 2 have ads?

Neither PayUp Payments nor HRSimplify 2 shows ads.

### Which is updated more often, PayUp Payments or HRSimplify 2?

PayUp Payments ships an update every 3 months, and HRSimplify 2 every 2 months. Most recently, PayUp Payments was updated on October 15, 2026 and HRSimplify 2 on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*