# Budget Planner & Tracker vs CashHarbor

The clearest difference is review sentiment: CashHarbor at 100% against Budget Planner & Tracker's 33%. CashHarbor also leads on rating (5.0 vs 1.0) and ads (none vs shown). Budget Planner & Tracker's advantage is in-app purchases (none vs 2) and iOS requirement (13.0 vs 15.0). On price, ratings volume and device support there is nothing between them.

Both are free to download. CashHarbor sells 2 in-app purchases, starting at $1.99 per month. Budget Planner & Tracker asks for nothing beyond the download.

CashHarbor holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 33% of Budget Planner & Tracker's written reviews are positive against 100% of CashHarbor's.

Budget Planner & Tracker ships an update every 3 months, CashHarbor every 6 days. The most recent releases landed on November 3, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Budget Planner & Tracker | CashHarbor |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/budget-planner-and-tracker/id1581967357/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cashharbor/id6805346063/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 6 days** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 6 MB | 5 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Axita Ghevariya](https://appshunter.io/developer/1569381949) | [CashHarbor](https://appshunter.io/developer/6805346065) |

## What reviewers say

### Budget Planner & Tracker

[App page](https://appshunter.io/ios/app/budget-planner-and-tracker/id1581967357)

This personal finance app helps you track daily income and expenses to manage your budget effectively. Gain control over your spending, plan for the future, and save money with intuitive reports and custom reminders.

**Highlights:** Intuitive user interface, Flexible time periods (weekly, monthly, yearly), Summary view with time travel, Log expense and income, Editable categories with icons, Interactive reports and charts

**Features:** macOS Compatibility

**In-app purchases:** none


### CashHarbor

[App page](https://appshunter.io/ios/app/cashharbor/id6805346063)

Manage your money by creating virtual envelopes for different spending categories. Set budgets, track deposits and spending, and monitor balances to understand where your money is going. Set savings goals and carry over unused funds.

**Highlights:** Virtual cash envelopes, Monthly budget setting, Envelope balance tracking, Deposit and spending recording, Transaction history viewing, Money transfer between envelopes, Savings goal setting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashHarbor Unlimited | $1.99 | per month |
| CashHarbor Unlimited | $19.99 | per year |


## Frequently asked questions

### Is Budget Planner & Tracker free?

Budget Planner & Tracker is free to download, with no in-app purchases.

### Is CashHarbor free?

CashHarbor is free to download, with in-app purchases available.

### Which has better reviews, Budget Planner & Tracker or CashHarbor?

CashHarbor is rated higher. Budget Planner & Tracker averages 1.0 out of 5 from 1 ratings, while CashHarbor averages 5.0 from 1 ratings.

### Do Budget Planner & Tracker or CashHarbor have ads?

Budget Planner & Tracker shows ads; CashHarbor does not.

### Which is updated more often, Budget Planner & Tracker or CashHarbor?

Budget Planner & Tracker ships an update every 3 months, and CashHarbor every 6 days. Most recently, Budget Planner & Tracker was updated on November 3, 2026 and CashHarbor on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*