# Cashews vs Envelope Budget

Cashews and Envelope Budget both sit at 4.5 stars, but that hides the real split: 90% of Envelope Budget's written reviews are positive against 50% of Cashews's. Cashews's advantage is iOS requirement (15.0 vs 18.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Cashews sells 9 in-app purchases, starting at $3.99 per month and Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.5 for Cashews against 4.6 for Envelope Budget. Both are backed by a comparable volume of ratings — 70 and 47 respectively. Written reviews are what separate them: 50% of Cashews's written reviews are positive against 90% of Envelope Budget's.

Cashews ships an update every 3 days, Envelope Budget every 4 days. The most recent releases landed on October 14, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Cashews | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (70 ratings)](https://appshunter.io/ios/app/cashews/id1582436070/reviews) | **[4.6 (47 ratings)](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367/reviews)** |
| Number of ratings | **70** | 47 |
| Positive reviews | 50.0% of reviews | **89.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 4 days |
| Monetization | Subscription | Subscription |
| Size | 74 MB | 45 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cashews Finance LLC](https://appshunter.io/developer/1582436072) | [Kualia, Inc.](https://appshunter.io/developer/1707407810) |

## What reviewers say

### Cashews

[App page](https://appshunter.io/ios/app/cashews/id1582436070)

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

**Highlights:** Connect to bank accounts, Analyze income and expenses, Predictive cash flow algorithm, Spendable money calculation, Financial goal setting, 'Can I afford it?' widget, Automated account syncing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashews Finance Monthly | $3.99 | per month |
| Monthly | $5.99 | per month |
| Monthly | $8.99 | per month |
| Quarterly | $13.49 | per 3 months |
| Quarterly | $19.99 | per 3 months |
| Cashews Finance Annual | $39.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $69.99 | per year |


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367)

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

**Highlights:** Envelope budgeting system, Unlimited spending categories, Track expenses, income, debt, and bills, Automatic bank syncing via Plaid, Net worth tracking, Spending trend reports

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kualia Pro Month | $9.99 | per month |
| Kualia Pro Monthly | $9.99 | per month |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Lifetime | $199.99 | one-time |


## Frequently asked questions

### Is Cashews free?

Cashews is free to download, with in-app purchases available.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Which has better reviews, Cashews or Envelope Budget?

Envelope Budget is rated higher. Cashews averages 4.5 out of 5 from 70 ratings, while Envelope Budget averages 4.6 from 47 ratings.

### Do Cashews or Envelope Budget have ads?

Neither Cashews nor Envelope Budget shows ads.

### Which is updated more often, Cashews or Envelope Budget?

Cashews ships an update every 3 days, and Envelope Budget every 4 days. Most recently, Cashews was updated on October 14, 2026 and Envelope Budget on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*