# Cashews vs SpendCircle

The clearest difference is review sentiment: SpendCircle at 100% against Cashews's 50%. SpendCircle also leads on monetization model (freemium vs subscription) and rating (5.0 vs 4.5). Cashews's advantage is update cadence (every 3 days vs every 2 weeks) and ratings volume (70 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Cashews sells 9 in-app purchases, starting at $3.99 per month and SpendCircle sells 1 in-app purchase, starting at $1.99 per year. Whichever you choose, the download price is not the number that matters.

SpendCircle holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashews has 70 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of Cashews's written reviews are positive against 100% of SpendCircle's.

Cashews ships an update every 3 days, SpendCircle every 2 weeks. Both last shipped on October 14, 2026.

## The numbers

| Metric | Cashews | SpendCircle |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (70 ratings)](https://appshunter.io/ios/app/cashews/id1582436070/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spendcircle/id6726547347/reviews)** |
| Number of ratings | **70** | 2 |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 2 weeks |
| Monetization | Subscription | **Freemium** |
| Size | 74 MB | 33 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Cashews Finance LLC](https://appshunter.io/developer/1582436072) | [Claredat LLC](https://appshunter.io/developer/1769033280) |

## What reviewers say

### Cashews

[App page](https://appshunter.io/ios/app/cashews/id1582436070)

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

**Highlights:** Connect to bank accounts, Analyze income and expenses, Predictive cash flow algorithm, Spendable money calculation, Financial goal setting, 'Can I afford it?' widget, Automated account syncing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashews Finance Monthly | $3.99 | per month |
| Monthly | $5.99 | per month |
| Monthly | $8.99 | per month |
| Quarterly | $13.49 | per 3 months |
| Quarterly | $19.99 | per 3 months |
| Cashews Finance Annual | $39.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $59.99 | per year |
| Yearly | $69.99 | per year |


### SpendCircle

[App page](https://appshunter.io/ios/app/spendcircle/id6726547347)

This app helps families track household expenses together, providing a shared view of spending to improve financial habits. Users can define custom categories, add notes, and gain insights into where money is going. The goal is to reduce wasteful spending and prioritize important purchases.

**Highlights:** Shared family spending view, Expense tracking in real-time, Customizable spending categories, Detailed expense notes, Accountability for family members, Spending habit building

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Month Free \| Annual Plan | $1.99 | per year |


## Frequently asked questions

### Is Cashews free?

Cashews is free to download, with in-app purchases available.

### Is SpendCircle free?

SpendCircle is free to download, with in-app purchases available.

### Which has better reviews, Cashews or SpendCircle?

SpendCircle is rated higher. Cashews averages 4.5 out of 5 from 70 ratings, while SpendCircle averages 5.0 from 2 ratings.

### Do Cashews or SpendCircle have ads?

Neither Cashews nor SpendCircle shows ads.

### Which is updated more often, Cashews or SpendCircle?

Cashews ships an update every 3 days, and SpendCircle every 2 weeks. Most recently, Cashews was updated on October 14, 2026 and SpendCircle on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*