# CFN PAY vs Gulf Pay

CFN PAY and Gulf Pay both sit at 4.8 stars, but that hides the real split: 54% of Gulf Pay's written reviews are positive against 0% of CFN PAY's. Gulf Pay also leads on ratings volume (8.1K vs 163) and update cadence (every 6 weeks vs every 6 months). CFN PAY's advantage is iOS requirement (13.0 vs 15.6). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CFN PAY against 4.9 for Gulf Pay. That said, the two scores are not equally well evidenced: Gulf Pay has 8.1K ratings behind it against 163, so its average is the more settled of the two. Written reviews are what separate them: 0% of CFN PAY's written reviews are positive against 54% of Gulf Pay's.

CFN PAY ships an update every 6 months, Gulf Pay every 6 weeks. The most recent releases landed on September 23, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | CFN PAY | Gulf Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (163 ratings)](https://appshunter.io/ios/app/cfn-pay/id1582895983/reviews) | **[4.9 (8.1K ratings)](https://appshunter.io/ios/app/gulf-pay/id1644667729/reviews)** |
| Number of ratings | 163 | **8.1K** |
| Positive reviews | 0.0% of reviews | **54.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 6 months | **Every 6 weeks** |
| Monetization | Ad-supported | Ad-supported |
| Best chart rank | — | **#169** |
| Size | 66 MB | 27 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [P97 Networks, Inc.](https://appshunter.io/developer/924164868) | [Stuzo, LLC](https://appshunter.io/developer/721817662) |

## What reviewers say

### CFN PAY

[App page](https://appshunter.io/ios/app/cfn-pay/id1582895983)

This app allows commercial fueling account holders to initiate fuel purchases directly from their smartphone. It provides quick and convenient payment authorization for pump access. Users respond to driver prompts for seamless fueling.

**Highlights:** Smartphone payment initiation, Quick and convenient fueling, Pump authorization, Driver prompt response, FleetWide account integration

**Features:** macOS Compatibility

**In-app purchases:** none


### Gulf Pay

[App page](https://appshunter.io/ios/app/gulf-pay/id1644667729)

**Currently charting:** #169 Top Free · Navigation (US App Store)

Pay for fuel quickly and securely at participating locations. Access exclusive deals and bonus offers to save money on every purchase. Experience the future of convenient payment for your vehicle.

**Highlights:** Fast fuel payment, Secure transactions, Everyday deals, Bonus day offers, Loyalty program integration

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 💰 Savings at the pump
- 🚀 Convenient payment
- 🤩 Great experience

**What reviewers complain about**

- 🐛 App not working/failing
- 🤔 Inconsistent performance
- 🤦‍♀️ Confusing/complicated to use
- 💸 Discounts not applying

**Reported bugs**

- Payment issues
- Location detection problems
- Login/verification troubles

**Requested features**

- More discounts and savings
- Increase credit limit
- Better customer support


## Frequently asked questions

### Is CFN PAY free?

CFN PAY is free to download, with no in-app purchases.

### Is Gulf Pay free?

Gulf Pay is free to download, with no in-app purchases.

### Which has better reviews, CFN PAY or Gulf Pay?

Gulf Pay is rated higher. CFN PAY averages 4.8 out of 5 from 163 ratings, while Gulf Pay averages 4.9 from 8.1K ratings.

### Do CFN PAY or Gulf Pay have ads?

Both CFN PAY and Gulf Pay show ads.

### Which is updated more often, CFN PAY or Gulf Pay?

CFN PAY ships an update every 6 months, and Gulf Pay every 6 weeks. Most recently, CFN PAY was updated on September 23, 2026 and Gulf Pay on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*