# MyRaif vs FinKernel

MyRaif and FinKernel are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | MyRaif | FinKernel |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/myraif-mobile-bank/id1582978231/reviews)** | — |
| Number of ratings | **1.3K** | — |
| Positive reviews | 18.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | Free | — |
| Size | 324 MB | 11 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [RAIFFEISEN BANK, JSC](https://appshunter.io/developer/627887079) | [碧珍 刘](https://appshunter.io/developer/372781020) |

## What reviewers say

### MyRaif

[App page](https://appshunter.io/ios/app/myraif-mobile-bank/id1582978231)

Manage your finances, make payments, and access banking services conveniently from your mobile device. This app allows for easy bill payments, loan applications, money transfers, and expense tracking, all without needing to visit a physical branch.

**Highlights:** Bill payments, Loan applications, Money transfers, Expense tracking, Card management, Cashback rewards, Currency exchange

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### FinKernel

[App page](https://appshunter.io/ios/app/finkernel/id6767798035)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyRaif free?

MyRaif is free to download, with no in-app purchases.

### Is FinKernel free?

FinKernel is free to download, with no in-app purchases.

### Do MyRaif or FinKernel have ads?

Neither MyRaif nor FinKernel shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*