# MyRaif vs Patch Systems

The clearest difference is iOS requirement: MyRaif at 15.0 against Patch Systems's 18.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | MyRaif | Patch Systems |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/myraif-mobile-bank/id1582978231/reviews)** | — |
| Number of ratings | **1.2K** | — |
| Positive reviews | 17.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | — |
| Monetization | Free | — |
| Size | 313 MB | 30 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [RAIFFEISEN BANK, JSC](https://appshunter.io/developer/627887079) | [Patch Systems, Inc.](https://appshunter.io/developer/6775796125) |

## What reviewers say

### MyRaif

[App page](https://appshunter.io/ios/app/myraif-mobile-bank/id1582978231)

Manage your finances with this banking app. Open cards, make transfers, and control deposits. Features include transaction history, ATM/branch locator, insurance, and cashback options.

**Highlights:** Open and manage cards, Make card-to-card and IBAN transfers, Control deposits, Track spending and transaction history, Find ATMs and branches, Receive instant transaction notifications, Cashback and currency exchange

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Patch Systems

[App page](https://appshunter.io/ios/app/patch-systems/id6775796122)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyRaif free?

MyRaif is free to download, with no in-app purchases.

### Is Patch Systems free?

Patch Systems is free to download, with no in-app purchases.

### Do MyRaif or Patch Systems have ads?

Neither MyRaif nor Patch Systems shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*