# Netspend Earned Wage Access vs IYH23

The clearest difference is update cadence: Netspend Earned Wage Access at fortnightly against IYH23's monthly. IYH23's advantage is iOS requirement (14.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Netspend Earned Wage Access ships an update fortnightly, IYH23 monthly. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Netspend Earned Wage Access | IYH23 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (14K ratings)](https://appshunter.io/ios/app/netspend-earned-wage-access/id1583056421/reviews)** | — |
| Number of ratings | **14K** | — |
| Positive reviews | 63.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free | — |
| Size | 130 MB | 60 MB |
| Requires iOS | 16.4 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Netspend Corporation](https://appshunter.io/developer/381397907) | [PROPEL PRODUCTIONS LLC](https://appshunter.io/developer/1575499656) |

## What reviewers say

### Netspend Earned Wage Access

[App page](https://appshunter.io/ios/app/netspend-earned-wage-access/id1583056421)

Access your earned wages instantly, anytime, even on weekends and holidays. Track your earnings, gain financial insights, and utilize a suite of benefits like balance alerts and coaching. Enjoy fast, flexible, safe, and secure financial management.

**Highlights:** Instant access to earned wages, Track earnings growth, Financial coaching and education, Spending analytics, Balance alerts, Bank-level encryption

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Easy access to wages
- ⚡ Instant money transfers
- 🤑 Helpful in tight financial situations
- 👍 Convenient and user-friendly

**What reviewers complain about**

- 🕰️ Delayed wage updates and availability
- 🤖 Poor customer service and communication
- 💳 Expensive fees for transactions
- 🔒 Account access and login issues
- 🚫 Inconsistent and unreliable app performance

**Reported bugs**

- Frequent app crashes and white screen issues
- Wage import and account access problems
- Inconsistent app behavior across devices

**Requested features**

- Faster wage availability
- Improved customer support and communication
- Reduced fees for transactions
- More transparency on wage deductions


### IYH23

[App page](https://appshunter.io/ios/app/iyh23/id6466183063)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Netspend Earned Wage Access free?

Netspend Earned Wage Access is free to download, with no in-app purchases.

### Is IYH23 free?

IYH23 is free to download, with no in-app purchases.

### Do Netspend Earned Wage Access or IYH23 have ads?

Neither Netspend Earned Wage Access nor IYH23 shows ads.

### Which is updated more often, Netspend Earned Wage Access or IYH23?

Netspend Earned Wage Access ships an update fortnightly, and IYH23 monthly. Most recently, Netspend Earned Wage Access was updated on October 31, 2026 and IYH23 on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*