# fnbsi vs HVSB

fnbsi and HVSB both sit at 4.8 stars, but that hides the real split: 100% of HVSB's written reviews are positive against 75% of fnbsi's. fnbsi's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for fnbsi against 4.9 for HVSB. Both are backed by a comparable volume of ratings — 506 and 400 respectively. Written reviews are what separate them: 75% of fnbsi's written reviews are positive against 100% of HVSB's.

fnbsi ships an update every 3 weeks, HVSB monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | fnbsi | HVSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (506 ratings)](https://appshunter.io/ios/app/fnbsi/id1583251264/reviews) | **[4.9 (400 ratings)](https://appshunter.io/ios/app/hvsb/id1640093204/reviews)** |
| Number of ratings | **506** | 400 |
| Positive reviews | 75.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 197 MB | 177 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [First National Bank of St Ignace (Inc)](https://appshunter.io/developer/1020320178) | [Huron Valley State Bank](https://appshunter.io/developer/884172835) |

## What reviewers say

### fnbsi

[App page](https://appshunter.io/ios/app/fnbsi/id1583251264)

Manage your money with ease using this secure financial tool. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks, manage your debit card, and access statements and branch locations.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit card activation/deactivation, View and save monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### HVSB

[App page](https://appshunter.io/ios/app/hvsb/id1640093204)

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set up alerts, make payments, and deposit checks with ease. Secure your finances with advanced authentication methods.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is fnbsi free?

fnbsi is free to download, with no in-app purchases.

### Is HVSB free?

HVSB is free to download, with no in-app purchases.

### Which has better reviews, fnbsi or HVSB?

HVSB is rated higher. fnbsi averages 4.8 out of 5 from 506 ratings, while HVSB averages 4.9 from 400 ratings.

### Do fnbsi or HVSB have ads?

Neither fnbsi nor HVSB shows ads.

### Which is updated more often, fnbsi or HVSB?

fnbsi ships an update every 3 weeks, and HVSB monthly. Most recently, fnbsi was updated on October 24, 2026 and HVSB on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*