# CIBIQ Mobile Banking vs SME@Work

The clearest difference is update cadence: CIBIQ Mobile Banking at every 4 months against SME@Work's every 10 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIBIQ Mobile Banking ships an update every 4 months, SME@Work every 10 months. The most recent releases landed on November 3, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | CIBIQ Mobile Banking | SME@Work |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/cibiq-mobile-banking/id1583370689/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 10 months |
| Monetization | Free | — |
| Size | 59 MB | 58 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [COMMERCIAL BANK OF IRAQ](https://appshunter.io/developer/1583370691) | [Bank Islam Malaysia Bhd](https://appshunter.io/developer/581462166) |

## What reviewers say

### CIBIQ Mobile Banking

[App page](https://appshunter.io/ios/app/cibiq-mobile-banking/id1583370689)

Access your bank account securely 24/7 from your smartphone. This application offers a convenient way to manage your finances, view detailed transactions, and transfer funds between accounts.

**Highlights:** 24/7 account access, Secure mobile banking, Detailed transaction history, Inter-account transfers, Easy to use interface

**Features:** macOS Compatibility

**In-app purchases:** none


### SME@Work

[App page](https://appshunter.io/ios/app/smework/id1640546842)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CIBIQ Mobile Banking free?

CIBIQ Mobile Banking is free to download, with no in-app purchases.

### Is SME@Work free?

SME@Work is free to download, with no in-app purchases.

### Do CIBIQ Mobile Banking or SME@Work have ads?

Neither CIBIQ Mobile Banking nor SME@Work shows ads.

### Which is updated more often, CIBIQ Mobile Banking or SME@Work?

CIBIQ Mobile Banking ships an update every 4 months, and SME@Work every 10 months. Most recently, CIBIQ Mobile Banking was updated on November 3, 2026 and SME@Work on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*