# 1st 401k vs PlanLink

The clearest difference is rating: PlanLink at 4.8 against 1st 401k's 3.0. PlanLink also leads on ratings volume (105 vs 1) and update cadence (every 7 months vs every 19 months). 1st 401k's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PlanLink holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: PlanLink has 105 ratings behind it against 1, so its average is the more settled of the two.

1st 401k ships an update every 19 months, PlanLink every 7 months. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | 1st 401k | PlanLink |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (1 ratings)](https://appshunter.io/ios/app/1st-401k/id1583592072/reviews) | **[4.8 (105 ratings)](https://appshunter.io/ios/app/planlink/id1626687408/reviews)** |
| Number of ratings | 1 | **105** |
| Positive reviews | — | 95.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 19 months | **Every 7 months** |
| Monetization | Free | Free |
| Size | 22 MB | 36 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [1st Source Corporation](https://appshunter.io/developer/1193748610) | [Spectrum Pension Consultants, Inc.](https://appshunter.io/developer/1626687410) |

## What reviewers say

### 1st 401k

[App page](https://appshunter.io/ios/app/1st-401k/id1583592072)

Manage your employer-sponsored retirement plan through this app. Review your account details and access services provided by 1st Source Bank. Available in English and Spanish.

**Highlights:** Retirement plan management, Account review, Employer-sponsored plan access, 1st Source Bank services, Bilingual support (English/Spanish)

**Features:** macOS Compatibility

**In-app purchases:** none


### PlanLink

[App page](https://appshunter.io/ios/app/planlink/id1626687408)

Quickly enroll in retirement plans and manage your investments. Access loan and withdrawal options, view performance data, and track transaction history securely with biometric authentication.

**Highlights:** Retirement plan enrollment, Investment portfolio management, Contribution changes, Loan and withdrawal requests, View portfolio returns, Transaction history search, Live fund performance data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 1st 401k free?

1st 401k is free to download, with no in-app purchases.

### Is PlanLink free?

PlanLink is free to download, with no in-app purchases.

### Which has better reviews, 1st 401k or PlanLink?

PlanLink is rated higher. 1st 401k averages 3.0 out of 5 from 1 ratings, while PlanLink averages 4.8 from 105 ratings.

### Do 1st 401k or PlanLink have ads?

Neither 1st 401k nor PlanLink shows ads.

### Which is updated more often, 1st 401k or PlanLink?

1st 401k ships an update every 19 months, and PlanLink every 7 months. Most recently, 1st 401k was updated on October 8, 2026 and PlanLink on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*